SailNet Community - Reply to Topic
Thread: sailboat insurance in canada Reply to Thread
Send Trackbacks to (Separate multiple URLs with spaces) :
Post Icons
You may choose an icon for your message from the following list:

Register Now

In order to be able to post messages on the SailNet Community forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
Please note: After entering 3 characters a list of Usernames already in use will appear and the list will disappear once a valid Username is entered.

User Name:
Please enter a password for your user account. Note that passwords are case-sensitive.


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:


Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.

  Additional Options
Miscellaneous Options

Click here to view the posting rules you are bound to when clicking the
'Submit Reply' button below

  Topic Review (Newest First)
12-26-2012 11:27 PM
Re: sailboat insurance in canada

I talked with HUB International in Vancouver last summer and even though we didn't talk specifics, they told me that coverage wasn't unattainable like it used to be. They said that going offshore wasn't such an issue anymore and that premiums have become very affordable as an add-on to your policy. They said that there was no limitation to where you could sail.

Like I said, I didn't talk specifics, but I figure they're worth calling. I've made two motorcycle claims through them in the past and was thoroughly pleased with them both times.
HUB TOS | HUB International Limited
12-26-2012 08:22 PM
Re: sailboat insurance in canada

Thanks a lot guys that did really help.

12-26-2012 07:55 PM
Re: sailboat insurance in canada

Salut Mike,

Mon mari (Carol) vien du Gaspé. Si tu veux, tu peut nous envoyer un email a sur le sujet. On a parti du Victoria en 2011. Notre bateaux est actuallement a la Polynesie Francaise.

12-23-2012 07:12 AM
Re: sailboat insurance in canada

Originally Posted by jackdale View Post

. I have a chart of the region of West Africa date 1748.

Can I borrow the chart?

Not sure if we are going or not. Gambia/Senegal or Brazil or straight from Ascension to Barbados.
12-23-2012 12:54 AM
Re: sailboat insurance in canada

KS - Senegal and Gambia

I taught with Project Overseas in the Gambia in 1983. Great people. It was a little unnerving as the country was still occupied by Senegalese troops after the attempted coup in 1981. We went to Juffre, the purported village of Kunte Kinte of Roots fame. I have a chart of the region of West Africa date 1748.

We went to Dakar for a long weekend. Goree Island is worth a visit.
12-23-2012 12:32 AM
Re: sailboat insurance in canada

Should add that the annual cost goes up and down each year depending on where you are going. You tell them the year's cruising plan in broad strokes and they say the bill is ...
12-22-2012 12:11 PM
Re: sailboat insurance in canada

You can get full insurance. Whether you are willing to pay for it is a personal thing. We checked in Canada could not find what we wanted. There was one company in BC (forget the name) that had good coverage and decent rates but they were too restrictive on date to go south Nov 15th.

We deal with IMIS in the Annapolis area with their Jackline policy through Merkel Insurance. They are used to older boats (need a good survey) and want your sailing resume. They do not cover singlehanders -not sure if anyone does, but do cover couples. Their navigational limits are ok, and you can pay extra to go elsewhere, eg we may go to Senegal and Gambia and these are not on the list so waiting to hear how much it would be. I think we paid $100 extra for Easter Island. I have heard good things about Pantenaeous sp?. There is a company whose names escapes me that offers really cheap insurance but makes claims almost impossible.

BTW 1 - For IMIS, they cover non-Americans but you need a US mailing address.
BTW 2 - The Jackline policy provides coverage for Swaziland and Lesotho, which is nice, except that neither is on the ocean. I offered to trade them these two for Senegal/Gambia.
12-22-2012 08:03 AM
Re: sailboat insurance in canada

The "average" sailor cannot afford world voyaging insurance, although carrying some sort of 3rd party liability is likely manageable and a good idea. If its only a dash to the Caribbean for a winter, you can probably add a rider to your existing policy.
12-22-2012 07:52 AM
Re: sailboat insurance in canada

Try Bayside Marine Insurance 1-800-463-0754. They are in the Toronto area.
12-21-2012 08:23 PM
Re: sailboat insurance in canada

Offshore insurance can be difficult to get... or at best, very expensive for full coverage. hopefully Killarney Sailor (currently working his way down the South African coast) will check in in a few days and offer some information on that front.

Ask a few marine specialty insurance carriers to see what they need and what they charge. I don't think you need to deal with a Canadian carrier either, nowadays you should be able to shop globally. We have friends winter-cruising the Caribbean each year, they are insured but I think it's with an outfit in the UK. But they're not circumnavigating nor often sailing at night.
This thread has more than 10 replies. Click here to review the whole thread.

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

For the best viewing experience please update your browser to Google Chrome