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06-28-2013 04:38 PM
Re: Young liveaboard after Navy

I am currently AD(active duty) Navy. I have saved enough in three years to out and out buy a 30' or so boat, and then some for renovations. Not enough, however, to pay for slipfees/electricity/amenities that most want/need. Joining the Navy has been a great thing for me. I get good pay, great benefits, and meet wonderful people(some not so wonderful perhaps). But even with all this, you still need a plan for a post Navy career. With all the resources that the DoD provides these days, you have to have a real lack of motivation/will power to need unemployment post service. If you want to serve, serve, but I can tell you form experiance, those who are in it for the benefits, usualy hate their 4+ years.

My 2c

05-19-2013 01:21 AM
Re: Young liveaboard after Navy

If you ever come back to find this thread:

I separated six months ago after eight years active.

Current (right now) experience says: if you rank up quickly, if you keep all your ducks in a row, if you don't mess up and do something stupid, and if you don't spend all your money on ridiculous things and alcohol and strippers in foreign ports, sure. Military pay may not be what it should be, but it's plenty to save enough to set yourself up for success if you keep your eye on the prize.

Unemployment at the moment is 6-18 months depending on what state you're in and if you're using the GI Bill (requires 36 months of service for full benefits) you don't need to be actively looking for a job.

I'm looking right now for something 30-35' to liveaboard with money I've saved in the last eight (three?) years. It's possible.
04-18-2013 02:20 PM
Re: Young liveaboard after Navy

Ditch the navy, get a job at McDonalds for a year buy a Columbia 24 and your free.
04-18-2013 02:15 PM
Re: Young liveaboard after Navy

I think if I had to do it all over again, I would have gone to college on ROTC and served my 20 years. I would just have gotten out a few years ago and would have a pension. There is NO company out there that offers a pension like the military, heck very few companies do more than match a small portion of your 401K any more. If you want to retire young (or at all) then the military is the way to go. While it will not make you rich after you get out, you can live more comfortably off of it than Social Security and it should be enough to support a cruising lifestyle.

I was a rebellious youth and the thought of following orders made my stomach turn. Now I truly wish I had served my country via the military, and not just for the pension either. I have many friends who have and are currently doing this.
03-25-2013 07:22 PM
Re: Young liveaboard after Navy

I see a reoccurring theme here.

Work hard at whatever you do and you will see your dream come true..

I counsel a lot of young troops. It doesn't bother me in the least when the get out. What bothers me is that most of them have no goals and don't have a plan in place to get to that goal. I like to see everyone be successful.
Seasalt, make a plan and have a goal and stick to it... then you will be successful.
03-25-2013 06:20 PM
Re: Young liveaboard after Navy

I can't speak to the Navy side of your plan, But as far as the liveaboard on 30-35ft sailboat and being young, I'll say you have to be incredibly disciplined with your money throughout the process of saving. Don't try to reach a benchmark of $20,000 and be done saving, because the boat will become your home and you'll have to dump more money into it to make it comfortable and functional. I paid $15,000 cash, but it took about 7 years since I was 19 and came up with the idea to do it. I worked through college, though, not Navy, and it took a full-time desk job, a service (valet parking) job (nights and weekends, 50 hrs a week) for 4 years until I had the money set aside. Just enough, too. And now my credit card is racked up with the immediate repairs and details I've put into my boat.

It's possible, but just realize it's not a fairytale. It's fun and enjoyable, but because it's "different" people make it difficult to do. As in, finding a boat, finding a slip, etc. Having a Navy background by then will surely work in your favor, it's admirable and people of all generations respect it, they want to give back a little and will probably help you through the hoops more than the average person. Also, you'll go into it with more marine and naval knowledge which wouldn't hurt.

See how long you go with the dream in your head, if it fades in a month then forget it because it takes more than that to commit to saving and saving and saving for an unknown payout. But if you're like me and other people that do it, the dream won't ever fade, and you'll never second guess what your put all your effort into.

Good luck. And think about getting a job afterwards, it's more realistic because you will have to work to sustain living on a boat.
03-25-2013 05:46 PM
Young liveaboard after Navy

Sea salt: at the age of 18 I can't believe that you are already trying to figure out a scheme to have the government support your young able unemployed self. Get off your rump and contribute!
03-25-2013 05:34 PM
Re: Young liveaboard after Navy

I started in the service with a guy that knew he wasn't going to do more than 6 years. We both had a great time and i have a life long friend.
Little did i know that he was penny pinching the whole time; given that we put down a LOT of beer. Yet, when he got out; he bought a nice used car and travelled the country for a year with a buddy from college. Camping, bumming a room from old service buddies and just having a good time. He must have saved about 15k; and that was in 1992. He had one goal in that year. Drink 55 gals of beer and 10 gals of liquor. He never achieved his goal boat real close. It was all about the fun.
He is now very successful with a beautiful family.
Lesson learned. He did what he wanted and had a great time!

Hope this helps
03-25-2013 05:33 PM
Re: Young liveaboard after Navy

Thank you all for your quick and understanding advice.I was looking into the 20 years and I could see myself doing that.

airbornesf,Read my mind I was going to reply back and ask if that would be a good idea,But I guess you already said it, Thanks!
03-25-2013 05:02 PM
Re: Young liveaboard after Navy

Bene, you stole my thunder, but I'll say it anyway - thank you to both Chuck and you for your service. We are a better country for it!

Sea Salt, I think you've gotten some good advice. Next you'll have to manage your expectations - are you expecting to buy a $5,000 boat, a $25,000 boat, or a $200,000 boat? Do you understand what each of those pricepoints (or whatever your desired/expected pricepoint) will buy you in a boat? Over the 4 years you think you'll be in, the math needed to hit that savings level works out very differently for each of those scenarios. Figure out what it will take each month to meet your expected savings, then look into how much you'll get paid each month (remember to subtract out taxes), and what you'll be left with once you set aside your boat money. What kind of lifestyle will that buy you? Are you OK with that? Those are very personal questions, and I can't answer them for you. If you REALLY want this, it may well be worth the sacrifice it takes. And, if you wind up changing your mind, you'll have a nice little nest egg to buy a car, or house, or... But, as Chuck and Bene said, you'll have to be disciplined, and having been your age (a long time ago), that can be very difficult, especially when a pretty girl comes along (and especially if she isn't as into the whole living-aboard-a-sailboat idea).

Once you're out and you have your boat, your next issue will be maintenance and slip fees. You'll either need a job for those (intentionally living off any kind of unemployment is, IIRC, a crime) or additional savings. In the end, it may still be cheaper than an apartment.

I'm not saying its right, not saying its wrong, just suggesting a framework by which you can evaluate the implications for you and your life. If you understand (as much as anyone can really understand) what you're in for and you're still willing to make the commitment, then it sounds like some of what you want isn't out of the question.
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