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Go Back   SailNet Community > General Interest > General Discussion (sailing related) > Insurance
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Thread: Insurance Reply to Thread
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Topic Review (Newest First)
03-02-2007 09:16 AM
ianhlnd Thanks Cam, I'm calling them today. Looks like I may be able to save a bundle. I saw the jackline policy but I wasn't clear on what that was. I'll find out today. Thanks again, you always have good advice.
03-02-2007 12:28 AM
camaraderie ....and saw that their Mexican rider is a LOT less expensive than what I've been paying. I've asked for a quote.

Ian...I have their Jackline policy from Markel...which is not cheap but really saved my butt in Grenada...and I was treated way better than a lot of boats around me were. This I attribute mainly to Markel and the details of THAT policy. But...the nice thing about IMIS is they deal with only good insurers and can pick and choose among them to find the best fit for your particular needs. Bob Bell is the guy I work with there. I initially picked them cause so many on the SSCA used them and recommended them.
Good luck with the coverage
03-01-2007 09:47 PM
ianhlnd
Quote:
All I can say is every time I see a post by you, whatever the thread, I end up with one eye about an inch from the computer monitor.
Ya'know, I'm so used to it I just don't see it anymore. I thought it was just a nice picture.

You should see it when I've got 4 of them aboard, no peace at all. I want to turn on the engine and just motor with autopilot, kick back and have a drink in the sun, but they're honking the sails and getting 4 kts in 10 kts wind. They work hard and don't let up. At least I have some solice that I don't have to work hard except to nurse scratches, apply suntan lotion and repair and broken nails.
03-01-2007 09:10 PM
Jotun All I can say is every time I see a post by you, whatever the thread, I end up with one eye about an inch from the computer monitor.
03-01-2007 04:46 PM
donrr1 I'm kinda father figure to them.


Uh Huh
03-01-2007 04:26 PM
ianhlnd
Quote:
jotun: Ian,
Please tell me that your avatar is either your wife, your girlfriend, or you....
Just one of my friends who crew for me on my old Hardin 45. I prefer female crew, they share the work better, work hard, no problems with the cooking or clean-up, no macho stuff, And, they look better in bathing suits. I'm kinda father figure to them.
03-01-2007 02:31 PM
Jotun Ian,
Please tell me that your avatar is either your wife, your girlfriend, or you....
03-01-2007 12:46 PM
ianhlnd
Quote:
Camadarieitto the IMIS recommendation. www.imiscorp.net
Thanks Cam for the advice. I went to the site, and saw that their Mexican rider is a LOT less expensive than what I've been paying. I've asked for a quote.
03-01-2007 11:45 AM
hellosailor For a boat in the 26-30' range, your car/home insurer may be the most competitive. Most won't cover them larger than that, and then your rateing will depend on things like the area you are in, the value of the boat, the age of the boat, the coverage you want (of course), and whether you are a first-time boat owner or can document prior boating experience and training.

For a bigger boat and solid coverage, yes, IMIS gets consistently high praise. Not cheap--but pros who deal straight.

Policies that look alike at first glance can also be very different, if you get two very different quotes don't be afraid to ask each one to compare line by line with the other, and what other coverage they recommend. (Like fuel spill and salvage liability.)
03-01-2007 11:22 AM
Valiente Practical Sailor had two articles on this topic last year. Given the hurricane-prompted rate increases in the Florida area of the last few years, I'm not convinced I'd bother....

...keeping the boat in Florida!
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