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Go Back   SailNet Community > Out There > Cruising & Liveaboard Forum > $3000/mo cruising budget
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Thread: $3000/mo cruising budget Reply to Thread
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Topic Review (Newest First)
08-28-2014 03:42 PM
Group9
Re: $3000/mo cruising budget

Quote:
Originally Posted by Don0190 View Post
i

You telling me anything as the thread isn't about me. There isn't any answer I want to heard . I already know the answer for me
Okey Dokey.
08-28-2014 10:36 AM
Don0190
Quote:
Originally Posted by Group9 View Post
Quote:
Originally Posted by Don0190 View Post
was a lot more useful thread before it turned to just really be bashing

just where would internet forums be without bashers looking for a "cause"
We're all trying to tell you the same thing, but because it's not the answer you want to hear, you think we are bashing you.
i

You aren't telling me anything as the thread isn't about me. There isn't any answer I want to heard . I already know the answer for me
08-28-2014 09:10 AM
Group9
Re: $3000/mo cruising budget

Quote:
Originally Posted by Don0190 View Post
was a lot more useful thread before it turned to just really be bashing

just where would internet forums be without bashers looking for a "cause"
We're all trying to tell you the same thing, but because it's not the answer you want to hear, you think we are bashing you.
08-28-2014 08:04 AM
Don0190
Re: $3000/mo cruising budget

was a lot more useful thread before it turned to just really be bashing

just where would internet forums be without bashers looking for a "cause"
08-28-2014 07:34 AM
Group9
Re: $3000/mo cruising budget

Quote:
Originally Posted by aeventyr60 View Post
Nope, wrong again. You want black and white answers when there are not any. You ask about reality while living in fantasy. Not having any kind of "cruising plan" must surely add to your angst. Why not answer the simple questions I posed? If you read the "Cruising Finances" thread you would know that the majority of folks have a PLAN and can articulate what it may be.. So again, whats your plan? Long term offshore cruising? Coastal? What's your ideal "cruising lifestyle". How are YOU going to make it happen?

Again I don't think you will be able to do it on $3000 a month, especially without being able to answer the questions above. If that rufffles your feathers now, what are you going to do when the **** hits the fan offshore?
I agree. It's like asking people, "What does it cost to build a house?" without knowing where you want to build it, or how big you want it to be.
08-28-2014 07:32 AM
Group9
Re: $3000/mo cruising budget

Quote:
Originally Posted by MarkofSeaLife View Post
Instant noodles.

Ask any university student.
I've never been so poor I couldn't live off Ramen noodles.
08-28-2014 06:43 AM
Minnewaska
Re: $3000/mo cruising budget

Quote:
Originally Posted by cthoops View Post
I wasn't trying to make a distinction between a cruising budget and a retirement liveaboard budget. For us, retirement will mean full time cruising but we'll return to land when we're ready, not because we've run out of money. At the risk of stating the obvious, if a person can be in a position where their cruising budget comes from steady sources of income (e.g. a pension, earnings from investments) and they don't touch the principal, then it's not necessary to rely on the funds from selling the boat.

All I was trying to say was that if people are willing to look outside the box, they may find that they don't need as much money as they thought to go cruising.
I agree with your point, but was trying to add a distinction that I thought was relevant to the current query. When you return to shore, you'll need somewhere to live. If you rent, you'll need that increase in cash flow to cover it. Maybe its an offset to one's boat costs, but that depends. If you buy a house or condo, you'll need that capital. For most, its pretty unlikely that the boat value is a swap. Finally, your medical or long term nursing care needs will need to be met as well, understanding a reasonable number of cruisers that go without medical insurance in younger years.

If one is cruising for a few years in their 40s or 50s with the understanding they will return to work, this is less relevant. If one's plan is to spend every moment until they can no longer be aboard, it's very relevant.
08-27-2014 09:54 PM
aeventyr60
Re: $3000/mo cruising budget

Quote:
Originally Posted by Don0190 View Post
Aren't you just a judgemental ahole type looking for ways to be insulting. I don't understand why you keep reading and posting on this thread since all you are interested in is attacking me. What a valuable source of info you are!
Nope, wrong again. You want black and white answers when there are not any. You ask about reality while living in fantasy. Not having any kind of "cruising plan" must surely add to your angst. Why not answer the simple questions I posed? If you read the "Cruising Finances" thread you would know that the majority of folks have a PLAN and can articulate what it may be.. So again, whats your plan? Long term offshore cruising? Coastal? What's your ideal "cruising lifestyle". How are YOU going to make it happen?

Again I don't think you will be able to do it on $3000 a month, especially without being able to answer the questions above. If that rufffles your feathers now, what are you going to do when the **** hits the fan offshore?
08-27-2014 08:10 PM
cthoops
Re: $3000/mo cruising budget

I wasn't trying to make a distinction between a cruising budget and a retirement liveaboard budget. For us, retirement will mean full time cruising but we'll return to land when we're ready, not because we've run out of money. At the risk of stating the obvious, if a person can be in a position where their cruising budget comes from steady sources of income (e.g. a pension, earnings from investments) and they don't touch the principal, then it's not necessary to rely on the funds from selling the boat.

All I was trying to say was that if people are willing to look outside the box, they may find that they don't need as much money as they thought to go cruising.
08-27-2014 06:55 PM
Minnewaska
Re: $3000/mo cruising budget

Quote:
Originally Posted by Don0190 View Post
the budget you live on, doesn't matter if it is on land, a boat, or a tent under a bridge
Ok, but you were replying to the distinction between a cruising budget and retirement live aboard budget. I will translate your point to say that you understand a living budget will change dramatically (increase) as you move back ashore in the latter days of your retirement.
This thread has more than 10 replies. Click here to review the whole thread.

 
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