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Go Back   SailNet Community > Out There > Cruising & Liveaboard Forum > $3000/mo cruising budget
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Topic Review (Newest First)
32 Minutes Ago 06:46 AM
chuck5499
Re: $3000/mo cruising budget

[QUOTE=hellosailor;1357425]A lot depends on where you want to be. If you're not on Medicare, good medical insurance can still cost you $1000/month. Depending on your health and any pre-existing conditions, there's room for a lot of variation in that. And if you're outside the US, the whole picture changes again. Changes from year to year, too, as some countries are now requiring that you have your own insurance rather than burden them.


Hellosailor -- can you expand on this please? I guess we missed it somewhere along the line. In 7+ years visiting over 30 countries and wintering/hurricane season overing in the Carb and now the Med we have never been asked for health insurance information. If we were to go for residence maybe but not as cruisers. We do not carry health insurance except Medicare that we get as our age is a bit high. We pay for all our medical out of pocket and not that high. So please explain!
9 Hours Ago 09:29 PM
mbianka
Re: $3000/mo cruising budget

Just finished getting my taxes done. While going over my expenses for the past year I pulled out some numbers for the boat expenses. Currently, I only live on board for about half a year so these numbers include winter storage, mooring fees, groceries and some cruise expenses for the six months. Came out to $988 per month. Call it $1000. Of course I had no major maintenance issues and/or airline expenses. Plus I was a "single handed sailor". No women or pets on board! YMMV.
13 Hours Ago 06:18 PM
capt jgwinks
Re: $3000/mo cruising budget

When I finally make the move, I don't think we'll be buying airline tickets. The kids will be welcome to visit, but we ain't going back to Snowland. Especially after these last two winters.
15 Hours Ago 03:44 PM
newhaul
Re: $3000/mo cruising budget

Further drift its four cups a day and protects against Alzheimer's they say and dad drinks a pot a day and at 90 is still sharp as a tack
16 Hours Ago 02:36 PM
Don0190
Re: $3000/mo cruising budget

nothing like some thread drift
17 Hours Ago 01:50 PM
hellosailor
Re: $3000/mo cruising budget

Forget the additives, look at the cans.
ncbi.nlm.nih.gov/pmc/articles/PMC1279489/
There's considerable debate and suspicion that lead, leaching from the newfangled CANNED foods that were supposed to keep one expedition alive, killed them. Or contributed to their deaths.
Today, almost anything acidic is "protected" with BPA lining in the cans. A chemical totally prohibited in some venues and totally unregulated in others, gee, there must be a lot of coin-flipping going on instead of scientific examination. One side says it is an endocrine disrupter and will confuse every "male? female?" process in your body, the other side says no, it was only tested in pre-pubescent kids, there's no human evidence of anything in adults. Except, it gets into your blood faster than secondhand smoke and you get a fresh dose with every can of whatever.
Of course the butter-margarine debate flipped over the years, and now, cholesterol isn't supposed to be quite so evil, but sugar may be the leading toxin peddled to the world?
And something in our wheat (which has all been so finely cross-bred that effectively it has been a GMO crop for decades) is causing major increases in wheat allergies and/or celiac disease.
Wouldn't it be simpler to figure out what was safe, if Starbucks started serving double-skinny henbane instead of coffee? Coffee, which is just now supposed to help keep your arteries healthy and clear of plaque, if you have up to five cups a day.
19 Hours Ago 11:58 AM
Minnewaska
Re: $3000/mo cruising budget

Quote:
Originally Posted by travlineasy View Post
.....TV dinners are a couple bucks apiece and those that I've tried lately have been pretty darned tasty. Some of the new canned stews, soups, Chef Boyarde stuff is pretty tasty as well. I know, everyone wants filet mignon and lobster for dinner, but lets be realistic, no one in their right mind eats that stuff every day and lives to a ripe old age......
Eating canned and processed foods over a long period just has to be bad for you too. Too much sodium and additives/preservatives. I hypothesize that these additives are responsible for the spike in diseases and allergies that were realatively uncommon only 100 years ago. That and household chemicals. All test safe, but no one can test the cumulative concoction that we all subject ourselves to over decades.

I say to eat freshly made foods, which don't have to be filet and lobster, as often as possible, but harder to do aboard.
5 Days Ago 04:12 AM
chuck5499
Re: $3000/mo cruising budget

Quote:
Originally Posted by windnrock View Post
I have no doubt that costs will rise as we move further away. Airfare, fees and fuel being some of the biggest. Some costs will decrease however. In any case, we continue to shelter a portion of the budget for those contingencies. I have met so many people that have such varying lifestyles yet manage to get out and sail. Some very well may be at that $500 level and some are obviously over the $5000 a month point. Most seem to be in the $2000 range. That is what I used to pay in mortgage! We are quite happy with the way our projected expenses have worked out. Last year we ended with a tidy surplus that can go into the contingency fund. Nothing is completely predictable and change is inevitable. Everyone must find their own way to make their dreams come true. However, if you don't take the chance, they certainly won't.
You have hit it pretty close. The issue will be the boat and how much you spend on her and what your philosphy is on keeping her going. We spend about 25% of cost or so on the boat. One year is was 50% when we did massive upgrades. Our philosphy is to keep the boat in premo condition and try to make one major upgrade a year. This year was suppose to be a new jib until we blew out the main so we got a new main.
As you use the boat more and more it does take a toll on the boat and she requires a lot of maintenance to maintain her. And parts get more expensive when you get away from the USA.
And as you wander farther away you may want to begin to explore inland of the new places that may take several days. We choose to put the boat into a marina for those trips as someone will be looking out for it. And then you have to worry about the hurricane season. Along the east coast of the USA you head north and enjoy the sailing. If you are carrying full insurance on the boat the insurance companies will want you below a certain point and that is usually a summer in Trinidad. You can anchor out but most admirals don't cotton to that so it is a marina. In the western caribbean you can sail though out Panama and over to Colombia and no issues. Of course if you make the Med sailing in the winter is very very difficult so folks tuck in and that means a marina.
So good luck and keep going.
5 Days Ago 11:18 PM
travlineasy
Re: $3000/mo cruising budget

Nothin's forever!
5 Days Ago 06:58 PM
fryewe
Re: $3000/mo cruising budget

Quote:
Originally Posted by travlineasy View Post
One of the great things about being old is all those fond memories.

Cheers,

Gary
Until you're so old even those slip away...
This thread has more than 10 replies. Click here to review the whole thread.

 
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