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Go Back   SailNet Community > On Board > Boat Review and Purchase Forum > Hidden costs in buying / owning a boat
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Thread: Hidden costs in buying / owning a boat Reply to Thread
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Topic Review (Newest First)
09-19-2008 09:15 PM
davidpm Check out the price of new sails. It may surprise you.
Old sails feel like a t-shirt and the boat will really sail poorly and slow.
Newer sails feel more like plastic.
09-19-2008 01:29 PM
RAGTIMEDON When you buy a boat that doesn't have refrigeration, a bimini, Depth gauge, wind instrument, air conditioning, autohelm, etc. etc. these are nice options you may spend your boatbucks on some day. So you think you should buy one with all that and more? When it breaks, it isn't an option any more! It needs to be repaired or replaced! Bring out another thousand! Keep it simple! but buy a simple boat in good shape, because as Gary said, repairs are expensive! And even though you plan a trailerable, pay a marina tab. If it is at the marina (Even on a trailer, which is cheaper than a slip) you will use it much more. If you have to tow it, step the mast, and rig it every time you want an hour's saiing, you won't do it unless you have a whole day. Been there, done that, got the T shirt to prove it! A lot of marinas let you keep the boat on a trailer and the rigging in place for that impulsive moonlight sail. You need that!
09-19-2008 11:21 AM
kafka not exactly a hidden cost, but one that never goes away and always seems to go up: moorage
09-16-2008 06:56 PM
GaryHLucas I just got beat up by the 'hidden' costs myself. I paid $6500 for an Etap 26 sailboat that appeared to be in very good shape. It had problems that I was well aware of, but I am dangerously handy. I can do almost anything from making the drawings to welding, machining, fiberglass molding, plumbing, etc. What cost me a lot, was that many items were not repairable, and had to be replaced. For instance, I planned on rebuilding the head, then foundd out the main housing was cracked, and parts cost more than a new head.

Another really important point. I bought a boat for $6500 that cost $36,000 in 1984, and would cost about $80,000 today. When I buy parts, I'm buying parts for an $80,000 boat NOT a $6500 boat! My budget, based on cashing a CD was $10,500 for this year. I have passed $15,000 and the Admiral is NOT happy!
09-16-2008 06:10 PM
uspirate B.O.A.T. = acronym for Break Out Another Thousand
09-16-2008 05:02 PM
maboyer Boats are nothing more than a 'hole' in the water in which to throw your money, but, sigh, we do love them so!!!!!
09-16-2008 04:59 PM
maboyer Try Progressive Ins company. In Florida, they insured by sailboat including hurricane for under $1500 a year. I could not find any cheaper.l
09-16-2008 04:38 PM
xort Your list of things to fix, repair, add or change will be 5 times a long as you think when you first buy it! Plan accordingly.
09-16-2008 03:48 PM
zz4gta I tagged mine onto my home owners and saved over 50% from the cheapest "boat only" insurance I could find. Definitely worth looking into.

And to touch on the standing rigging. I had a backstay built for my boat and it was $160 by itself. Now add a forestay, cap shrouds, lowers, etc. and you can easily get into the $1,000 range with life lines. Even for a small boat.
09-16-2008 03:17 PM
sailingdog Given that you're buying a small trailer sailer, it would make far more sense to get it covered with a rider on your home insurance, than to get a separate policy for it. If it were a bigger boat, it would make more sense to get a "Yacht" type policy, which has very different coverage than a "boat" type policy.

Yacht policies generally include things like Agreed Value, towing, salvage and environmental remediation, etc... which generally aren't on small boat policies. Generally, yacht policies start at 26' LOA and up.
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