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Go Back   SailNet Community > Out There > Cruising & Liveaboard Forum > Living Aboard > Oh My, job loss, lifestyle change & living aboard
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Thread: Oh My, job loss, lifestyle change & living aboard Reply to Thread
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Topic Review (Newest First)
04-07-2010 04:13 AM
capt13 I agree with Tager 100% Take the chance, and go for it that's what I did many moons ago, and I have never looked back.
03-24-2010 08:49 AM
JamyZ
Quote:
Originally Posted by eherlihy View Post
Curious...

ALL four of Monark's posts were on January 18, 2010... I wonder where she is now, and what happened...
don't know...some people never make that jump. hope it all works out for her and her family...
03-23-2010 10:36 PM
thesnort There's a lot to be said for a catamaran at dockside or on a mooring. While monohulls can act like weebles, the "ride" in a catamaran is on the level.
03-23-2010 04:04 PM
eherlihy Curious...

ALL four of Monark's posts were on January 18, 2010... I wonder where she is now, and what happened...
03-23-2010 12:03 PM
JamyZ
yep..get the boat

Quote:
Originally Posted by kd3pc View Post

Get the boat, hold your family close and I will tell you that the stress will be far less than the unknown of waiting and watching what cash you have flow out while "waiting" for things (totally out of your control) to get better.
I agree... Regardless of obstacles to overcome, why not learn something new, experience, love - laugh - cry together and live a little for a change. Of course owning a box on a patch of grass and seeing the same things day after day hoping for better while time passes you by is still an option. Just stay inside and forget the ocean until you gain sail experience and can accept the possibility of loosing your boat.
01-20-2010 11:06 PM
tager Buy a beat up 27, get moorage in the city, and live aboard. This will probably cost you at least $3000 to start and $500 a month. Then you will need to get a job. This is easy if you aren't picky... You will probably be destitute, but you will get to enjoy life on the water. That's about what I am doing. Just remember, just because it isn't conventional doesn't mean it isn't good.

Don't get steamrolled by norms. You don't have to live in a house and pay a mortgage. In fact, living on a boat can save you a lot of money which you can use later to buy a house or whatever.

We are all born
01-20-2010 05:57 PM
wind_magic I agree with kd3pc. If you're bleeding all over the place, it is great to hope tomorrow is going to be better than today, but it is also helpful to stop the bleeding. If you aren't working, yeah, things are going to eventually turn around, but you have to cut your expenses now before you and your family end up sleeping under a bridge.

That said, I don't think a boat is the best way to do that, a much better way is to go and stay with relatives, especially if you have children.
01-20-2010 04:57 PM
eherlihy
Quote:
Originally Posted by eherlihy View Post
However, given your statement about you and your family's level of experience, buying a boat and making it work for all of you seems like a recipe for disaster.
The ongoing posts prompted me to re-read what I said. In the hope of being clearer, this is what I meant to say;
Quote:
However, given your statement about you and your family's level of experience, buying a boat and forcing the new lifestyle to work for all of you seems like a recipe for disaster.
I thought that I would keep the context of the subsequent posts by replying, rather than editing my earlier post.
01-20-2010 03:33 PM
MC1 The choice is not:
Option1: Sit back and hope things will get better while watching your savings vanish to the point you can no longer meet your obligations, then lose it all . . . OR
Option2: React in a panic - sell everything now to preserve what little you have, buy a boat, and (think you'll . . . ) sail the world and be happy.

What about Options 3, 4, 5, and 6?

One way or another, most people will need an income to remain financially viable over the long term. To recover, people in this situation need to be proactive, persistent, and flexible. If you've previously worked in an industry that's been in a long term decline, recognize that and be flexible about trying something different. If you're local area has been in a long term decline, be flexible and consider moving. But don't resign yourself to failure, give up on your future, and become destitute on a boat. For Neptune's sake, the OP has a 13 year old son whose future also has to be considered.

I've seen job loss really take the wind out of people's sails and it's sad to see, but it's not necessary. It's not that you fail, or loose, or fall but instead, it matters a great deal how you react to those circumstances. If you get knocked down - get back up! (. . . no, I didnít say what youíre thinking . . . of course itís not easy, itís hard Ė but go fight for it anyway!).

The economy will recover, but it's true things may look a little different than before. That's OK, you be a little different than before too. You may find doing something new to be a really good thing. Don't just sit on the sidelines crying in your rum and watch the recovery pass you by.

To say that having hope is unrealistic and foolish is itself foolish. It's talking yourself out of your own recovery. I've seen these economic cycles run numerous times and invariably, people willing to put in the effort and who maintain a can-do attitude land on their feet. I've watched companies let go thousands of workers over several months, and then 6 months later hire almost as many right back in. If you're defeated and negative, that's a key obstacle to your own recovery. Get back up instead!

Yes, minimize expenses and be smart about preserving your assets in the short run - but panicking can land you in a worse predicament, and adopting a boat often results in a whole new set of (sometimes unforeseen) expenses.

Yes, be realistic about what's happened to your job, maybe your line of work, maybe your locality - but be flexible to try something different and/or move if need be.

Yes, pursue boating if you're interested, but don't attempt to run from your problems TO boating (they'll likely follow you onto the boat) - focus full time on solving the income problem, then look into a new way of life on the water within the scope of a longer term plan.

There's lots more that can be said on this topic than will fit in a post, a thread, or maybe even on Sailnet. I would caution though that people should be careful who they take advice from, those that have had a bad experience and are resigned to failure or those who have had a bad experience and have recovered. Remember the story of Ray Kroc who went bust 10 times before his success with the McDonalds franchise? What if he just gave up on attempt 9, bought a boat and resigned himself to living on a pittance? . . . We'd probably all have better eating habits I guess .

I wish everyone well in this really tough economy, we WILL get through it. Just my two cents anyway.
01-20-2010 08:32 AM
wind_magic Great post kd3pc
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