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Go Back   SailNet Community > Boat Builders Row > North American Yachts > who do you have your spirit insured with ?
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Thread: who do you have your spirit insured with ? Reply to Thread
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Topic Review (Newest First)
04-20-2012 01:54 PM
nemoralis
Re: who do you have your spirit insured with ?

PaulSims, sorry to go back from your post in December but I recently got a North American 23 and will start renting a slip at England harbor. Will I need insurance on this boat or just liability? Is it even mandatory on the reservoir? I'm thinking minimal coverage as I paid $2500 for the whole boat/trailer.
02-06-2012 11:22 PM
davidpm
Quote:
Originally Posted by Southron Spirit View Post
there are some marina's that require it to be able to rent space, my town marina does ..
They may make a distinction between insurance for your boat and liability insurance.

Liability is often much less but they only pay if you cause damage to someone else.
Your boat is not insured with a liability only policy but that may be all the marina needs.
02-06-2012 09:49 PM
Southron Spirit there are some marina's that require it to be able to rent space, my town marina does ..
02-06-2012 11:44 AM
makenmend Is insurance mandatory,?

MM
02-05-2012 11:42 PM
Jolly23 Progressive in MS.
12-14-2011 09:17 PM
PaulSims I had mine through Foremost in MS. Progressive couldn't beat the price. I'm an Insurance Agent (dirty word) here in MS, and def shopped it around. I can write in most states, so let me know if you can't find something, and I'll check it out.

Paul
12-12-2011 11:37 AM
GoodOldBoater
Progressive Insurance for boat and motorcycles

Agreed Progressive Insurance for Good old Boats and motorcycles great deal.
12-11-2011 11:04 PM
Lake Superior Sailor Boy; you can't beat the price on insurance from Progressive! At least I haven't yet. -Dale
12-11-2011 08:57 PM
bljones My spirit is insured with Beelzebub Mutual. Lucifer insisted on it when I sold my soul to buy a boat.
12-11-2011 08:14 PM
itsaboat We bought a 1985 PY27 last week and I got about five quotes. Liberty was the one I went with. BoatUS was competitive, but they required a survey which around here was over 10% of the purchase price. I decided to take my chances without one since I had a good knowledge of the boat's history.
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