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  Topic Review (Newest First)
03-29-2012 01:06 AM
Re: Hello Sailnet Community!

Hello everyone,
Mid-life moron here... nice to meet everyone. O.K. I need help.... mostly for my life choice's, anyway I already know I am an idiot so if your going to reply to this just to chew me up don't bother I don't care. I need everything the only things I have in great abundance is time and effort.
03-28-2012 10:42 PM
tomperanteau Progressive has been insuring my 1969 for the past two years.
03-28-2012 10:41 PM
Originally Posted by Lake Superior Sailor:847961
See Flo at Progressive ..I got a super deal...Dale
We did, too. Think we pay like $34 a month. We also have the BoatUS package that includes everything though.
03-28-2012 10:18 PM
Re: Hello Sailnet Community!

Chuck53 is absolutely correct.
Your insurance premiums will be much lower if you start out sailing off the New England coast. Premiums for sailing in the Bahamas or Caribbean get more expensive and even impossible to find during hurricane season.
You can call your insurance company and add a rider for 6 months (or some period of time) to your policy to cover you elsewhere as you move about. Insurance in the Caribbean during the winter (not hurricane season) is obtainable (obviously) as this is when most people head south on their boats.
You could also try getting insurance for your boat through a company that may be insuring your house or car (or both - they like doing package deals). My boat is covered by my co-owners home insurance co. (Allstate I think) for local use and is < $500/yr.
I hate paying for boat insurance but I'd hate even more paying from my own pocket for the damages my boat did to some mega-expensive boat should the occasion ever arise.
Research, be safe and have fun.
CD 30 is a very pretty boat in my opinion.
03-28-2012 03:43 PM
Re: Hello Sailnet Community!

Originally Posted by Neto Nomads View Post
Thanks for the info chuck53, I surely appreciate it! That must be why ours was so expensive, I put down that our cruising area includes the Atlantic coast, Florida and the Bahamas. We aren't planning a trip to the Caribbean for a while so maybe I should just focus on Maine for now
Yes, Only get coverage for the areas that you plan on sailing in. Later, if you want to travel south, touch base with your insurance carrier and make the change at that time. No need to pay for something you are not using.
03-28-2012 02:09 PM
Neto Nomads
Re: Hello Sailnet Community!

Thanks for the info chuck53, I surely appreciate it! That must be why ours was so expensive, I put down that our cruising area includes the Atlantic coast, Florida and the Bahamas. We aren't planning a trip to the Caribbean for a while so maybe I should just focus on Maine for now
03-22-2012 07:21 PM
Re: Hello Sailnet Community!

My grandparents were Carolyn and Nick. No sailboat, though.
03-20-2012 03:47 PM
Re: Hello Sailnet Community!

I've got Boat US for my 1987, 34' Catalina and pay about $450 a year.
I've been with them quite a few years and have never had a claim. I'm sure that is a factor as well as my many more years of boating experience and taking a number of boating classes with the Power Squadron and CG Aux.
I'm also limited to the Chesapeake Bay and it tributaries. I can't go outside those limits.
They look at everything.
03-20-2012 12:06 PM
Neto Nomads
Re: Hello Sailnet Community!

Happy Spring Solstice everyone!

Thanks so much for the information. I will look into Progressive. BoatUS was quoting around $1000 for the year. Is that about accurate? Like I said, first time buying boating insurance so it's all new to me!

Also, thank you Denise O30 for all the heater information. Nick wanted me to pass along that it is first prototype testing size and will get extensive testing in the workshop before any installation. I have forwarded your message on to him so he can look over all the information you provided! Safety absolutely comes first!!

Thanks again for all the help everyone!! I'm so glad to become apart of such a supportive community!


03-20-2012 06:13 AM
T37Chef [QUOTE=T37Chef:847964]Limitations of Boat and Personal Watercraft
The following coverages are not available with Progressive boat and personal watercraft insurance:

•Physical Damage coverage on boats more than 15 years old and worth more than $20,000 (in some states, the maximum is boats more than 20 years old and worth more than $40,000)

I'm guessing your boat falls under this...
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