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  Topic Review (Newest First)
10-21-2006 04:46 AM
Boat budget

Two things come to mind.
1. Mortgage companies don't like high credit card limits on applicants credit applications. It doesn't tell them, "he's been good with his money". They figure, he's going to furnish the house with his credit card. Another way of saying, we buy what we want-not what we need.
2. I always have to tell myself, in any big purchase, that this isn't the only one like it out there. There are other "immaculate" boats and, in my experience, always cheaper than the deal I just closed yesterday.
Sorry to rain on you, I just think you should own the boat and not vice-versa.
10-21-2006 01:59 AM
GoLikeaFish I'm a newbie too, but can offer this: If it feels right, then go for it and learn from there. What's important is getting out on the water.
10-21-2006 01:12 AM
bestfriend Thanks Chuteman, can always count on you for sane advice...
What was your experience on the B31? A couple of B32s5 owners have raved about the great fit of their boat to our conditions in the Bay.
10-21-2006 12:38 AM
Not Stuck

No, that's when you run around with the tide going down too...........
Listen to that little voice...............especially when sailing.
I sailed on an older B31 & jumped off the boat & ran home after one afternoon on the bay......never again. Have not been on the newer ones though.

Don't feel any pressure ie; best deal ever? nah.................there are so many used boats for sail especially in CA.

Just did a Yachtworld search for '95-05, 50-70K, 30-35' in CA. Looks like it's Hunters,Beneteau & Catalina 320 = did you consider them?
Have You sailed all three of these boats in summer conditions here on the Bay?
Being Boat poor (like house poor) can be a painful room for the unexpected. Don't forget to calculate all your ongoing expenses ie; Insurance + slip.
Good Luck & hang in there........
10-20-2006 11:01 PM
bestfriend The only things I really want are the dodger/bimini, the rest can wait and is not necessary. I think I stated those things in the wrong way, I was trying to give an idea of what the boat was like.
10-20-2006 10:57 PM
yotphix I hate to say it lost boy but I'll offer you the same advice I would take myself. Buy the boat you can afford. That means purchase price plus upgrades you want or need. You list 7 items missing from the boat that you obviously consider important. If you can wait for those items, buy the boat and have the pleasure of choosing them and installing them over time. If you need the extras know the answer.

On the other hand, you've seen it, you want it, is there really any question what you are going to do?
10-20-2006 10:42 PM
bestfriend Unfortunately, I have that disease that makes you like the more expensive thing more...
10-20-2006 10:39 PM
jgaddis IMHO, buy the boat you like.
10-20-2006 10:34 PM

I am about to pull the trigger on a Beneteau 331 for 70-75k. It is in immaculate condition. The guy kept track of every little thing he did to it, it looks brand new. It does not, however, have much extra to it. No windlass, autopilot, gps, chartplotter, spinnaker setup, extra sails, bimini or dodger. Very basic. Engine hours at 385. The problem is that its at the very top of my price range, and may be a struggle. On the other hand, there are two other boats that are affordable(no upgrades either). An older(1990), and much less roomy, Beneteau 32s5 asking 53k (kind of high), and a '01 Hunter 320 asking 54k. Its hard to stretch the budget, but the Beneteau 331 is obviously the better overall boat in how it sails(vs Hunter) and the livability. The other two boats I would be able to upgrade and get all the things I would like to have. I wonder if we buy the other Beneteau or the Hunter that we would regret not getting the 331 at what seems to be a really good price.

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