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What would you buy for $100,000?

76K views 130 replies 67 participants last post by  JulieMor 
#1 ·
Hi all, I''m looking to buy a cruiser for the Chesapeke bay. I have about $100,000 to spend. I''m not planning to race, but I may be interested in cruising down the ICW in the off season.
I''m interested in knowing what everyone''s out there recommends, also knowing that I would prefer something in the 34-40 foot range.
 
#2 ·
Almost anything except a Benehuntalina. More specifically a pre-owned, high quality performance cruiser about 8-12 years old which will probably be equipped with desirable upgrades such as radar, autopilot, refrigeration, head sail furler, maybe a few anchors and good ground tackle and a relatively good sail inventory. New boats, especially in the 100K range, would normally require an extensive list of additional equipment to make them ready to go the distance. I suggest that you get a recent edition of the "Sounding Magazine" to become familiar with what is on the market.
 
#4 ·
Hey Denr, give us a break on Benehuntalinas, OK? If a guy is cruising the Chesapeake and the ICW, and is not going seriously offshore, those boats offer a lot of space and enjoyment for the money. One does not need a classic seagoing boat with all monel and stainless steel fittings just enjoy a day or two on the water.
Mass production is not always a bad thing, especially if it puts more people in sailboats by reducing prices.

Dave...
 
#5 ·
I would have to say, in my completely unbiased opinion, that you should buy the C&C 37 CB I''m trying to sell <g>. She''s got a centerboard, great for those Chesapeake shallows. At $68K you can still buy some of that Bank of New York stock afterwords.

She''s actually a solid, great sailing boat. There''s a lot of those out there - boats of a certain vintage like C&C, Sabre, some J''s, etc. that you can get for under 100K and have a great sailing experience.
 
#6 ·
I agree about Denr. I don''t hear much about anything except his negative statements about "benahuntalinas". It would be nice to know the details of his complaints so those of us who are really interested in the negatives and positives of certain boats would have something other than "never buy one". I know that there are good and bad points about almost all boats and manufacturers. Some are safety issues and need to be addressed, but many seem to be what the boat is designed to do and how it will be used by the owner. Those are important factors that are more than just all benahuntalinas are bad.
 
#8 ·
Ignore the negative comments about benahuntalinas - they are the equivalent of someone telling you that you should not buy a fordchevrysler - If you know what you are looking for in a boat you can get excellent value from the production boats - I started sailing over 30 years ago and bought a Beneteau 331 last year - I have sailed it in all conditions and found it to perform extremely well - contrary to previous comment it spends much time away from the dock - no picnic table required.
 
#10 ·
I believe both sides have valid arguments concerning the Benehuntalinas.
Some of them are better than the others,like First series in beneteau line(40.7 winning a lot of PHFR races)some of them are more suited to coastal sailing or some of them maybe better suited to entertainment dockside..
You generally get what you pay for, this applies to resale values as well.
If you are a sailor in heart, I would suggest get a boat that can move in light airs because this is what you are going to get in the Bay and Intercoastal most of the time in the sailing season.Apart from that any boat that you like will serve the purpose of sailing in the Bay regardless of the builder.
 
#12 ·
Ideal Chesapeake Cruisers under 100K

I have just gone through that very search for myself (except with a smaller budget) and the following represents my thoughts on this. To begin with, here on the Chesapeake Bay, there are real rewards for light air performance or little more speed. The Bay has an amazing ability to serve up just about any kind of weather that you can conceive of but mostly it serves up winds under 10 or 12 knots and often under 5 knots. I can''t tell you how much I hate to run the engine. Because of that aversion, the ability to sail at a healthy speed in light winds really increases the number of days that we can use the boat and also greatly increases the number of days spent without using the engine. We think nothing of sailing on or off the anchor, in and out of slips, or coming up to a raft up under sail. That to me is what voyaging under sail is about.

On the Bay, a 20/30 seconds a mile (PHRF rating) increase in speed can mean literally a dozen or more options for anchorages over a simple weekend and can mean hundreds, of more opportunities over a week long cruise. In the size range that you are considering, you should be looking for a boat with a minimum PHRF rating less than 120 and with a rating less than 100 being even more ideal. This is not about racing; it is about being able to cruise under sail. While we are talking numbers, I would suggest an L/Disp ratio under 200 (under 160 being even more ideal) and a SA/Disp ratio near 20 (with over 20 being even more ideal)

Much has been said about the need for shoal draft in the Chesapeake, but after nearly two decades of sailing into and out of creeks and rivers as far north as Harve d Grace and as far south as the Potomac, I think that you can easily cruise the bay with a much as 7 feet of draft. Obviously, closer to 6 feet is a bit handier especially in the ICW.

With our small tidal range, soft sticky mud or hard sand bottoms, wing keels and long keels are not too great if you run aground as you are more likely to be really ''planted'' than with a fin keel where it is easier to spin yourself out. Centerboarders are also a good option if you really want to get tucked back into obscure and shallower corners of the Bay.

I can''t help but comment on this raging debate on whether Beneteaus, Hunters, and Catalinas are a good option for the Bay. With the close proximity of anchorages, the fact that few people sail through the night on the Bay, the need for light air, and the near absence of the need for long term heavy weather performance, the Chesapeake Bay is about as ideal a place to own one of these less expensive, mass produced boats. Despite the hype to the contrary, over the years these manufacturer''s have produced some of their model boats that were reasonably well built and which had good performance and reasonable levels of finish.

Ventilation is important on the Bay. I like having lots of operable hatches where you can rig wind catchers but operable ports and dorades are also important as well.

In no particular order the following are boats that I consider good ''Bay Boats'' within your budget:

-Baltic 39
These are very well built and nicely finished yachts. They don''t have the best light air performance but they are really fine boats for the dollar. I am not a big fan of the rig proportions for short-handed sailing or reaching without a spinnaker. They are also a little short on ventilation.

-Beneteau First 38s5, First 38, and First 36s7:
Beneteau is the largest boat building company in the world and as such they offer a number of different lines of boats at a wide range of quality levels and price points. They build custom yachts that rival the best of the best, but they also build some basic ''value boats'' that really are nothing that I would ever consider. Their ''First'' series of boats represent a really nice compromise. They tend to be better built than their Idyle, Oceanis, and ''number'' series and seem to offer better performance and finish levels. I think that the 40.7 (which I have raced on) and the new 36.7 are really first class boats. I have spent a lot of time around and on the early 1990''s and late 1980''s 38s5''s and really think they are wonderful Bay boats with a great cruising interior (particularly the two stateroom vs. three-stateroom layout). One of Beneteau''s greatest strengths is that they typically employ world class yacht designers such as Bruce Farr, Groupe Berret, Groupe Finot, and German Frer''s to design their boats.

Cal 40:
Come with us now to yesteryear. The Cal 40''s are a blast from the past and a bit of an exception to my rules. These are really nice older boats. On the Bay you see some really beautifully restored and upgraded yachted up versions of this venerable yacht selling at extremely reasonable prices.

-C&C 35, 36, 37, 40, 41
C&C is a well-respected company. Their boats are generally biased toward good performance and simple very workable interiors. Most of the C&C''s lack the kind of frills that look great at boat shows but which often do not amount to much on the water. Over the years different models of C&C''s have varied pretty widely in construction, finish and design quality with some C&C''s actually being pretty junky (Anyone remember the Mega?). many of the C&C models had the option of having a centerboarder and the C&C 41 Centerboarder is an especially nice model. One problem with C&C''s is that most of their models were sold pretty much ala carte and so there are some very stripped out versions with inadequate deck gear and few operable ports as well as some fully equipped models out there. This makes it a little more difficult to do apples to apples comparisons.
Catalinas:
Catalinas are common as dirt on the Chesapeake. They are everywhere! Of the big three boat manufacturers, this is my least favorite in all ways. Still Catalina has a strong following and are easy to find. While they would never be on my list for myself, they clearly work for others.

Condor 40:
And now for something a completely different. Conceived as the perfect Bay cruiser these trimarans were designed and built on the Chesapeake. While they are a little ''out of the box'', they make super boats for the Bay in that they are fast, weatherly and yet with their dagger boards and kick up rudders they can anchor in a teacup depth of water. The interiors are cramped compared as a 40 foot monohull but are far more roomy than I had expected before going below. There are some compromises here but they really offer a lot for that compromise. Their extreme shoal draft would be especially helpful on the Inter-coastal waterway. On the other hand they are also offshore capable allowing a quick offshore leap up and down the coast should you prefer to avoid the waiting at numerous bridges and constant vigilance that is the typical ICW fare.

Express 37:
This was my second choice for my own ideal choice as a ''Bay Boat''. In my book these boats had two strikes against them. They had masthead rigs which are not as good for short-handed rigs for coastal cruising and with their standard keel they are a little deeper than I could get into my creek at low tide. Still these are extremely well built and well thought out boats that make nice cruisers and very good racers. There were a number of very nicely finished interiors on these boats. (The workmanship on these boats was spectacular).They varied from really Spartan racing interiors on the earlier boats to their ''C'' (for cruising) interior which was about as close to ideal for a 37 footer as I could imagine. These boats really have held their value quite well and are selling for pretty much the same price that they sold for new.

Farr 11.6 (Farr 38):
This was the boat that I decided was my ideal ''Bay'' cruiser. While not quite as fast as the Express 37''s, these were better offshore boats and their shallower draft and fractional rig was better suited to how I use a boat. Like J-boats, most cruisers think of Bruce Farr as only designing serious race boats, but throughout the history of the firm, Farr has designed marvelous performance cruisers. The Farr 11.6 was Farr''s early 1980''s idea of a perfect cruiser/racer. These boats have collected quite a record both as cruisers and racers. Easily handled and with a really nice layout for cruising these are really neat boats. For me it does not get any better than this (at least within my budget).

Frers 36 (F3), 37, 38''s:
These were semi-custom yachts delivered in a wide range of gear and levels of fit out. Some are stripped out race boats with very deep draft but others are really beautifully fit out and finished performance cruisers.

Hunter 36, 37 and 375:
There are some people who can''t stand Hunters and won''t even look at them with enough of an open mind to fairly assess these boats. Mythology aside, Hunter has built some specific models that are really nice boats. In talking with surveyors, the one thing that I universally hear about Hunter is that they know how to build a boat that meets all standards. This is not true of many even more respected builders. That said, they are designed and engineered to meet a price and a narrow range fo useage. That useage would include the conditions that you describe as your long term goals.

There are three boats that stand out as good boats in the price range that you are considering and a 4th that is a bit more of a compromise. In the early 1980''s Hunter built a 36 foot sloop and a 37 foot cutter that were really nice boats. These two boats have done a lot of serious cruising and have been used pretty widely as live aboards. Obviously they are getting pretty long in the tooth so you can expect to put a little money into them but you can but these boats for small portion of your budget.

The 375 is a pretty nice fractional rigged sloop. This is a more modern design then 36/37 and a faster boat as well. I have only been aboard one of these and was quite surprised at what a nice boat these were. Obviously they are not as robust as some of the other boats on this list but the one that I was on, was raced pretty extensively and successfully and then was cruised through the Carribean for a number of years.

The last boat in the Hunter inventory is the Hunter 40/41. These are a mixed bag. Good ventilation, nice interior layout, cheap to buy and good sailers but they also have a ''cache'' of being cheap that shows up in a lot of details. Some of these boats have been massively upgraded and are a real bargain as well as a good boat for the kind of thing you have in mind.

J-34c, J-35c, J-35, J36, J37[c], J-39, J-110:
Most cruisers think of J-boats as being a builder of race boats. While this is a well deserved reputation, in the late-1980''s, J-Boats started building it cruising series. The first of this series was the J-40, which is outside of your price range but which was quickly followed by the J-37. J-boats cruising series are really spectacularly good boats for Bay cruising. They offer simple well thought out interiors with nice ergonomics (especially for a J) and good, comfortable, workable layouts. They tend to have good hardware and be well thought out for the purpose.

I have also listed the J-35 and J-36. These were clearly race boats. That said J-36''s have done circumnavigations and both have been used as short-handed transatlantic racers. You can find later J-35''s with nice and complete but slightly Spartan interiors.

NY40''s:
While not exactly common, these were high quality boats that sail very well. I am not a big fan of the rig propostions but still they are a lot of boat for the money.

Morgan 38 (not an Out Island):
These are a tamer possibility than some of the others on the list. The Morgan 38 (Sometimes listed as Morgan 382, Morgan 38 II, etc or as Brewer Morgan''s) were Brewer designed cruisers. These were pretty solidly built, reasonably nicely laid out and finished cruisers.

Oyster Lightwave 39:
These are one really cool boats. Again available in a number of different levels of interior, these are spectacular Carl Schumaker designed performance cruisers. Essentially these are an expanded version of the Express 37. The one that I have been aboard had a beautifully finished interior that would rival the best of the best.

-Pearson 35, 36, 37;
The 35 is a venerable centerboard cruiser. Not as fast as I would prefer but still a good boat for skinny water. The 36 and 37''s were really nice performance cruisers that can be purchased for half of your budget. Good solid boats with good solid sailing traits.

-Sabre;
Sabre has consistently produced boats that are good quality and offer good performance. The finishes on early Sabres were not that great but in a general sense these are good boats. Over the years Sabre has built a lot of models within the price and size you are seeking and almost any of them would work well for what you are trying to accomplish.

Soverel 39,
This is sort of an odd one. Mark Soverel designed the 39 as a no holds barred race boat. His original prototype can be bought for something like $30K here in Annapolis. Unfortuneately the prototype is stripped out and has a grand prix rig in it. BUT Tartan eventually put these boats into production with a nice interior and good build quality. Despite the asking prices, these boats can be bought quite cheaply (mid 450k range I would guess) and offer a lot of boat for the dollar. They are a little deep and are definitely performance biased.

-Tartan;
Tartan, like Sabre, has consistently produced boats that are good quality and offer good performance. The finishes on early Tartans were not that great but in a general sense these are good boats. Over the years Sabre has built a lot of models within the price and size you are seeking and almost any of them would work well for what you are trying to accomplish. That said I am not much of the fan of the first Tartan 37. I know that they have reached cult status and pricing but they have never done anything for me and are a poor choice in the short chop of the Chesapeake.

Wylie 40:
These are really neat semi custom boats that would be really nice for the Bay.

IMX, X402 and X119:
Really nice performance oriented Scandinavian boats. Not all that common on the Bay though.

There''s the list,
Good luck
Jeff
 
#104 ·
Catalinas:
Catalinas are common as dirt on the Chesapeake. They are everywhere! Of the big three boat manufacturers, this is my least favorite in all ways. Still Catalina has a strong following and are easy to find. While they would never be on my list for myself, they clearly work for others.
Jeff
You obviously gave this a lot of thought.
What exactly takes the Catalina off your short list?
 
#14 ·
Jeff H is correct in noting that the First series Beneteaus are the better performers however the number series boats will perform adequately with a little more comfort for cruising. I have a B331 and have found it performs extremely well. If winds are typically light you would want the classic main option which gives a little more sail area.
 
#16 ·
To follow up on the questions:

I have a couple issues with the Beneteau number series. First of all if you crawl around to where you can see how the two series are constructed, it appears that the First series are a little better built. For example the tabbing on the First series looks wider (or exists as compared to the new number series in which the bulkheads are simply glued in albeit with high grade adhesives). Also most of the number series boats that show up for sale on the Chesapeake come in with very shoal wing keels and with in mast furling. That combination pretty much ruins the performance of these boats. I also like the better hull forms, deck hardware and more workable deck layouts on the First series. The other thing is that most of the more recent first series boats have fractional rigs which I consider to be a more versitile rig than a masthead, especially on the Bay.

There was a question about Jeaneaus. I have never been much of a fan of Jeaneau. They have always struck me as being one step down from Beneteau in build and design quality. Still and all the 40 (which was also built by Oday) is a popular boat on the Bay and is not the worst choice.

Lastly someone emailed me about Dehlers. I really like these boats. I think they are well built and nicely thought out. The only problem with Dehlers when I was looking was that I could not find one in my price range. You might find one of an acceptable size in yours. One word of caution on Dehler, Dehler built a near legendary line of race boats DB-1 through DB-4 I believe. Neat race boats but useless as cruisers. There were some DB-2s and DB-3''s around quite cheaply but I doubt they will suit your bill.

Regards
Jeff
 
#17 ·
Typically in Europe Jenneaus are the higher regarded boat although Beneteau''s marketing dollars have been well spent in the states, thus their better rep here. As far as cruising the Chessie and the ICW, you could do much worse then a Beneteau- I happen to be a fan.
For one, Beneteau actually builds a nice boat- if you compare them to most anything else on the mass market- and even if you compare them to smaller volume builders. Anything from the mid 90''s up is well thought out for comfort, style, space, liveaboard ability and yes, even seakeeping... The hull designs from finot and farr are fast when the hull is not heavily loaded and so long as you stay away from ex-charter boats and short rig options you will generally find that nothing out there will give you more value for the dollar.

Your big sacrifice is more in the way of the pale vanilla character that these boats have, and the well-meaning but largely ignorant comments of other sailors who have half the space for the same length boat.

P.S. 12,000 of my 30000 bluewater miles were on beneteaus- a first 36 from Gran Canaria to Gorda and an oceanis 510 from BVI''s to Vancouver via Panama canal...Including force 8 off of Cape Mendocino-
 
#20 ·
You may have missed the sailing venue that this boat is being proposed for but, while Dana 24''s might make sense in some sailing venues, and for some people''s wishes, they are next to useless as sailboats during the light air and short chop that is so common during most of our summer. They are also way over priced for what they have to offer to the average coatal cruiser. Also plant a long keel boat in the Chesapeake Bay''s sticky bottom and you are more likely to be stuck for a long while.

I also strongly disagree with the idea that a Dana 24 makes sense for a first boat. I suggest that a more responsive design will teach a beginner a lot more about how to really sail. Then, after a few years of experience, if this now ''intermediate'' sailor decides that their ideal boat is a short, over-priced boat that only sails well in long duration swells or flat water and winds between 12 and 18 knots, but which really looks jaunty, perhaps then the Dana 24 makes sense.

Jeff
 
#74 ·
Hey JeffH,

Earlier in this very old thread you recommended the J40. Then I came across this, which made me chuckle:

You may have missed the sailing venue that this boat is being proposed for but, while Dana 24''s might make sense in some sailing venues, and for some people''s wishes, they are next to useless as sailboats during the light air and short chop that is so common during most of our summer. They are also way over priced for what they have to offer to the average coatal cruiser. Also plant a long keel boat in the Chesapeake Bay''s sticky bottom and you are more likely to be stuck for a long while.

I also strongly disagree with the idea that a Dana 24 makes sense for a first boat. I suggest that a more responsive design will teach a beginner a lot more about how to really sail. Then, after a few years of experience, if this now ''intermediate'' sailor decides that their ideal boat is a short, over-priced boat that only sails well in long duration swells or flat water and winds between 12 and 18 knots, but which really looks jaunty, perhaps then the Dana 24 makes sense. Jeff
We owned a Dana and sailed it around Chesapeake Bay for four years. It was a great Bay cruiser, and performed ably in all the conditions we encountered. With 3'10" draft, we could go many places that are off limits to the deep draft boats, all with comfort. As you'd expect, it was especially competent in medium to heavy air, but it was not the light air pig you paint it to be.

On one sultry summer morning, under sail we cast off a mooring in Annapolis harbor and followed a J42 (successor to the J40) out the channel to the Severn River, they under sail also. As it turns out, they were heading south as were we, so we sailed the same course to Thomas Point. It was VERY light air, oily/glassy conditions. Before we reached Tolly Point Shoal, we had caught them and remained even all the way to Thomas Point. We were flying mainsail and Yankee. They were flying mainsail and asym spinnaker ("flying" is a generous description: it was hoisted but doing very little for them). At Thomas Point Light, still only even with us, they turned on the engine and motored while we continued to sail.

I've sailed on many boats, racers, cruisers, multihulls, etc. By any standard, the Dana is an able, admirable boat, worth every penny, and if I didn't need more space for a growing family, I'd still have one. I would recommend it for the Chesapeake Bay, the ICW, the East Coast and beyond, provided you do not have a requirement for lots of internal volume.

Clearly you would not agree, but I just wanted to provide some balance to your earlier comments.

P.S. We never ran aground in our Dana, so didn't get a chance to test how well it would unground.
 
#21 ·
Ah, the ever popular production boat debate. The key to any kind of consensus in this discussion is context. The parameters of $100k budget, 34''-40'', and coastal cruising use mostly cover it, but leaving out age opens up the whole thing to conjecture. For Denr to categorically exclude Bene''s/Jenne''s, Hunters and Catalinas means that the newest 40 footer that qualifies will be at almost 20 years old, with the 34 footer being at least 12 years. While not a longevity issue, you are going to miss out on some of the design innovations that started to occur by the late-80''s and into the 90''s. Many of these are comfort and amenity oriented as opposed to that of performance, but we''d be kidding ourselves to say these are not a priority with many owners.

That being said, I continue to believe that in the production world, Beneteau and Jeanneau offer a great balance between quality, comfort and cost. Ferenc Mate'' whole heartedly acknowledged this in his book World''s Best Sailboats. Having owned a Beneteau First 325 which sold 10 years later for more than we paid for it and now owner of a Jeanneau 41, I have no qualms about our choice. They are competent, well designed and well finished boats that utilize first grade materials and hardware. Among others, we looked at a 1984 Sweden 38, a 1983 Baltic 42, and a 1987 C&C 41 before choosing our 1991 Jeanneau because we felt it represented the best value even though the Sweden and C&C were cheaper in price.
 
#22 ·
Ahoy Jeff, what about Dickerson''s seems to me there is an annual race hosted around Oxford MD and although nearly all were keel boats and aren''t made anymore I bet you could save a bundle . After sailing for 18 years in the Chesapeake your comments about keels are all wet. Come on down the the southwest gulf coast I''ll show shallow water sailing at it finest. The chesapeake is an abyss by comparison. Big Red 56
 
#23 ·
Big Red, where on the Southwest Florida coast are you? I lived sailed out of Sarasota for four years with an over 5''6" draft cutter. Kept the boat off of Orange Ave. My Dad still has his boat there and has kept his boats there for the past 29 years. Mom typically kept her boats in Punta Gorda (great sailing area) and my brother has kept his boats in Naples. Going down to visit and borrow the boats or sailing with them, I have gotten to sail the Southwest Coast of Florida and the Gulf of Mexico lots. What are you trying to say about about my comment on keels relative to Florida?

Jeff
 
#24 ·
Oh Yeah, Dickensons. I think of Dickens as producing 4 very different types of boats. They were one of the last production wooden boat builders, building in wood well into the 1970''s. Then they built inexpensive glass boats with dated design, cramped interiors and miserable performance. Then they built Farr 37''s which were out and out IOR era race boat and too stripped out for even my sensibilities. And lastly they built some very expensive and beautifully finished boats but poor performing. None of these would make my list of recommendations for a $100,000 cruising boat for the Chesapeake.

Jeff
 
#25 ·
On this question I have to ask if you get paid by the word or what? Your opinion of Dickersons is just the kind of nonsense that grates on my nerves. Expertise aside any boat at any price is 100 times better than none at all. My point is that hundreds of people have been very happy with a boat that by your opinion dosen''t even rate a mention.Used boats of older vintage have a lot to offer in allowing acessibility to a greater portion of the population. The Dickerson company died because it mistakenly tryed to compete in the market you prefer. The last production boat the 37 sloop lost in the annual race to a 1963 strip planked mahogany ketch hard chined and loaded for crusing becuase of seamanship and luck. The 37 was the best ever produced by dickerson for its real market. Regular people who just love to sail.
 
#26 ·
Ahoy Jeff, I sail out of Pine Island and Cape Coral in Charlotte and Lee counties and when I say shallow water I mean when my boat isn''t hard aground listing at a 25 degree angle in it''s slip. The Chesapeake is on average 100 times more usable and your dislike of keel boats with respect to the Chesapeake are absurd. Tankers and submarines passing the Bay bridge ought to tell you something. I would wager a tanker would not visit your mom in Punta Gorda. There was a time when there wasn''t much else but keel boats on the Chesapeake and the innovations of shallow water (skipjack)sailing were reserved for fishing vessels which out of necessity worked oyster bars etc.. My objection was clearly aimed at your lack of perspective in the real world.
 
#27 ·
Agree, If you have the need to scurry all over the place at the fastest speed possible at all times, you could get in your car and drive to those destinations, or rent a helicopter or a (godforbid) Bayliner. With a full keel, you can sail all night long through the densest field of crab pot floats..... and still really enjoy yourself.
Nothing can equal the pleasure of a fast boat; but, you dont need to be "state of the art" or nervously adhereing to the latest transitory ''fads'' to enjoy oneself.... and still enjoy the full essence of sailing, more in enjoyment of the "trip" than hurrying manic-like to the destination. Why the rush?
 
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