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Go Back   SailNet Community > Out There > Cruising & Liveaboard Forum > I am 26, and seriously considering moving aboard with my girlfriend. Any advice?
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Thread: I am 26, and seriously considering moving aboard with my girlfriend. Any advice? Reply to Thread
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Topic Review (Newest First)
01-22-2013 09:27 AM
kd3pc
Re: I am 26, and seriously considering moving aboard with my girlfriend. Any advice?

Quote:
Originally Posted by mdi View Post
T if you do not count the interest you would have earned had the money been in the bank.
you mean that whopping .4% banks are currently paying on 2 year CDs.....

I would rather have the use of the boat, for the $200- $400 a year you would get in interest
01-22-2013 06:44 AM
mdi
Re: I am 26, and seriously considering moving aboard with my girlfriend. Any advice?

Quote:
Originally Posted by Arjen View Post
Boats are like cars. They cost money to maintain and still lose value regardless.
The only way for a boat to not lose value is to buy one that has already lost all value.
And thats what i would do probably if i were you. Buy one for 20k, use your handiness to upgrade it to your liking. Meanwhile save money for your house in 7 years while gaining interest on your savings instead of paying interest on your loan.
Old boats are not at all flimsy or anything. Their interior probably just looks a bit less fancy.
The market is right for this kind of thinking. I don't necessarily agree with the dollar value suggested but the logic is good, right boat - could work out very nicely. You could break even, if you do not count the interest you would have earned had the money been in the bank. Again it goes back to knowing
which boat(s) will be marketable when the time comes to sell along with this notion.
01-22-2013 12:48 AM
Capnblu
Re: I am 26, and seriously considering moving aboard with my girlfriend. Any advice?

Quote:
Originally Posted by RealST View Post
What kind of system do you have? Details please...lot's of details.
I have an espar D4 forced air diesel. Also toasty warm!
01-21-2013 11:01 PM
Arjen
Re: I am 26, and seriously considering moving aboard with my girlfriend. Any advice?

Quote:
Originally Posted by jambone View Post
Sorry, let me add a little more. Eventually, yes we would like a house, but we'd like to take 6 or 7 years and liveaboard and cruise the lakes. I am fairly handy and would do many repairs on my own. We would take out a loan to finance the boat, but hopefully pay it off within 7 years, then, we would either sell and use that money towards a house, or continue living aboard. I already sail a 29' Bayfield and love it, and would like to try living aboard for awhile but the 29' cannot support us happily aboard.
Boats are like cars. They cost money to maintain and still lose value regardless.
The only way for a boat to not lose value is to buy one that has already lost all value.
And thats what i would do probably if i were you. Buy one for 20k, use your handiness to upgrade it to your liking. Meanwhile save money for your house in 7 years while gaining interest on your savings instead of paying interest on your loan.
Old boats are not at all flimsy or anything. Their interior probably just looks a bit less fancy.
01-21-2013 10:51 PM
Tim R.
Re: I am 26, and seriously considering moving aboard with my girlfriend. Any advice?

Quote:
Originally Posted by RealST View Post
What kind of system do you have? Details please...lot's of details.
Here is my write-up on the installation.

Diesel Hydronic Heater Installation
01-21-2013 10:40 PM
RealST
Re: I am 26, and seriously considering moving aboard with my girlfriend. Any advice?

Quote:
Originally Posted by treilley View Post

We love our 12v diesel hydronic heating system. The boat is very evenly heated and very comfy. I am sitting in shorts and T-shirt right now while typing this. It is in the 20s outside. We can use it at anchor so it greatly extends our cruising range from April to December.
What kind of system do you have? Details please...lot's of details.
01-21-2013 10:22 PM
Capnblu
Re: I am 26, and seriously considering moving aboard with my girlfriend. Any advice?

my advice,... don't get her pregnant,... then what everyone else said...
01-21-2013 10:06 PM
miatapaul
Quote:
Originally Posted by sailortjk1 View Post
I understand the heat issue,
but I have to ask, what do you plan on doing about fresh water?
There is a local marina here that bubbles the docks as well and they invite live-aboard but I always wondered what they did for water.
Certainly you have to winterize your systems even with heat on board.
And what about the head?
Are you going to use the shore facilities every time?
Even if you could use your head, how are you going to pump it?
I can't imagine having to bundle up and walk through snow and ice just to use the head or take a shower.
Maybe you will have to keep a bucket on board for emergencies.
Normally they have "water parties" where they bring out water hoses and fill tanks before it freezes. As long as you keep it over 32 you don't have winterize. There are also portable pump outs, but that is the hardest as lots of places don't offer it. Showering can be a cause of a lot of moisture so people often plan their morning to shower on the way out or after the gym. Not to bad but hey it is not for everyone. And thank goodness otherwise there would be no room.

Sent from my ADR6425LVW using Tapatalk 2
01-21-2013 09:54 PM
RealST
Re: I am 26, and seriously considering moving aboard with my girlfriend. Any advice?

Quote:
Originally Posted by sailortjk1 View Post
I understand the heat issue,
but I have to ask, what do you plan on doing about fresh water?
There is a local marina here that bubbles the docks as well and they invite live-aboard but I always wondered what they did for water.
Certainly you have to winterize your systems even with heat on board.
And what about the head?
Are you going to use the shore facilities every time?
Even if you could use your head, how are you going to pump it?
I can't imagine having to bundle up and walk through snow and ice just to use the head or take a shower.
Maybe you will have to keep a bucket on board for emergencies.
That is EXACTLY what they do at the marinas I am looking at. Showers and Head are not used on the boat at all from October through May (April if I'm lucky).

Fresh water is available when ever its not freezing out.
01-21-2013 09:53 PM
Tim R.
Re: I am 26, and seriously considering moving aboard with my girlfriend. Any advice?

We have a hose run from the dock house that is capped on both ends and submerged. We pull up both ends and fill the tanks. Many live aboards here share the hoses and tee of at their boat. With 175 gal capacity we do not fill very often.

We walk the dog every morning regardless so stopping off at the shower is easy. Our boat is 50 ft. from the dock house so using the shore toilet is not a big deal. Obviously you go right before bed and try to make it through the night. You can always pee in a bucket and empty it in the morning if needed.
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