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  Topic Review (Newest First)
04-03-2013 09:02 PM
Re: Womboat Takes a Strike.

sorry for your loss and glad you guys are ok. started a thread which asked what could be done about lighting strikes a while back. Consensus in my personal research was grounding straps or plates with sufficient edge surface may mitigate risk of catastrophic damage and sinking at very slight increase in risk of being hit. Think your being grounded and bonded decreased your risk of side flashes. Hence, if you were in the boat the risk of death. Unlike a plane think devices to limit static charge on a boat have little utility. Boat is sitting in it's ultimate ground ( the salt sea) whereas a plane ( or car on it's rubber wheels) is not directly grounded. A plane is usually metal and like a metal boat acts as it's own faraday cage. Wood or GRP structures are a different beast given the material is a fairly good insulator. Hence the extreme heating and pinholes etc. So much juice sufficent to melt metal ( with little impedance) will sure do a number on a glass hull.
04-02-2013 10:27 PM
Re: Womboat Takes a Strike.

Just read all this and am sorry to hear it.

Seems to be one of those 'freak' things that you here about, but I am becoming more and more surprised how often it does seem to actually happen.

Best of luck getting it all sorted.
02-21-2013 06:31 PM
Re: Womboat Takes a Strike.

Jim, yes we are fine. and it is not life and limb we are talking about here, merely time and a few bucks.

None of this good people has me down. Oh sure I'm pissed that our summer sailing season is over and that even with the insurance we'll be out a few dollars but really my purpose is to discuss how it all goes with insurers, repairers etc. Maybe we'll all end up with a better idea on how to deal with such events.

cheers all

Andrew B
02-20-2013 06:07 PM
Re: Womboat Takes a Strike.

It could be a lot worse. You and the wife are OK, you have a beautiful boat and she's still floating. All else is a bump in the road.

Best of luck getting her back in the water, and hope your insurance company plays fair.

02-20-2013 04:16 PM
Re: Womboat Takes a Strike.

Bent ... I'm trying to get the full drum on the depreciation issue but generally speaking with plant and machinery insurance, up to ten years it is replace, beyond ten years it depreciates 20% per annum. How you insurer handles it may depend on your specific policy.

Hartley ... Overall the two pieces of equipment that are most outdated on the Womboat are the Radar and the Chartplotter in the cockpit. All other instruments were only superceded by Raymarine a year or so back. Of interest is the fact that the new models are in the main less expesnive the the old stuff when it was new,
02-19-2013 05:55 PM
Re: Womboat Takes a Strike.

Never having had to insure a large boat before, what is the usual approach to depreciation? I know as an asset, in regards to tax, the value of a boat depreciates quite rapidly but this wouldn't make sense in regards to insurance (to me).

Fingers crossed the insurance guys aren't going to be too much of a pain about this.
02-19-2013 05:00 PM
Re: Womboat Takes a Strike.

Continental ( Boat US) did not depreciate anything. It was like for like replacement. New models were like for like if they the werent made anymore. I had a Raymarine C80...they replaced with a C90w. If I wanted an E7 I had to pay the difference. I had a Uniden with a wireless remote mic with DSC. NOt made anymnore. So the only one made was a simrad VHF and wireless. No extra charge. We like the wireless mic as you can take it in the dinghy or forward and it operates at 1/4 mile off the mast antannae.
02-19-2013 04:54 PM
Re: Womboat Takes a Strike.

Originally Posted by tdw View Post
One issue that needs mentioning is depreciation of electrical equipment. This is something that may or may not be a problem with anything that is fried.
A, as good as it is/was, some of the stuff I've seen on board the Womboat is rather out-dated now and hence wouldn't be worth much at all.

Hopefully the insurers will cough up for new.. at least that's what I'd like tho expect they'd do. Who are you insured with?

The other issue will be your needing to come up to speed with the new gear - some of which will be radically different to operate (and not necessarily better in that regard) than your current systems... That in itself will be a right PITA.
02-19-2013 04:28 PM
Re: Womboat Takes a Strike.

Insurer thus far has been very helpful so I'm feeling relatively confident about them.

Waiting for timing from yard to haul the lady. She'll be out of the water for roughly two weeks minimum.

Med ... when it comes to lightning I wish I did live in a burrow.

One issue that needs mentioning is depreciation of electrical equipment. This is something that may or may not be a problem with anything that is fried.

Anywho .... we'll know a bit more in the next few days.

Andrew B
02-19-2013 12:23 AM
Re: Womboat Takes a Strike.

I thought Wombats lived in burrows.... No lightning to worry about! I would have paid anything to see the Wombat's fur standing all out on end.

Sorry to hear about the news. Hopefully the rigging is still good and your insurer pays up well. Perhaps you can get some fancy new electronic toys!

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