Join Date: Jun 2007
Location: On the boat.
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We are 67 and 63 and although we feel great today, it takes quite a few meds to keep us that way. Our biggest "senior" issue is how to get our medications when we cruise outside the US. Our insurance will help to pay for foreign meds--70% of "reasonable" charge for the location--but we must have a local doctor's prescription in the local language, filled by a local pharmacy. This means matching our meds (all but one are generic, so hopefully this will be helpful) and communicating with a foreign doctor in a language in which we are not fluent. It may mean traveling to bigger cities in order to find doctors/pharmacies that can help. It might even mean flying back to the US every few months in order to get refills (you can't ship drugs across international borders). And oh, yeah--we have to pay for the meds up front and the insurance will (eventually) reimburse us for their portion of the cost. Current total costs for our (mostly generic) meds in the US would be around $1000/month--in the US the insurance pays 80%.
Currently our cruising plans center around being in Hawai'i when we will need refills, then in Guam, and after that possibly flying back to the US both for meds and for full health checks on our various conditions.
My meds give me some balance problems, and Bob's have other side effects. We may need to consider looking for volunteer crew on ocean passages--crew with real bluewater sailing and navigation skills in case one of us is incapacitated.
It also means facing the real possibility that one of us may be coming back from cruising alone, another thing we'd rather not think about.
Still, the alternative is not to go, which is not an alternative at all. One day at a time, we'll get as far as we can.