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Showing results 1 to 25 of 203
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Search: Posts Made By: Rusty123
Forum: Cruising & Liveaboard Forum 01-15-2015
Replies: 75
Views: 6,371
Posted By Rusty123
Re: Sailboat Insurance

Well, I ended up purchasing a policy from Seaworthy, through IMIS. Coverage much better than Progressive (which I expected), but at a lower price (which I didn't expect). And it was really nice to...
Forum: Cruising & Liveaboard Forum 01-06-2015
Replies: 75
Views: 6,371
Posted By Rusty123
Re: Sailboat Insurance

Well, I received quotes back from IMIS (Seaworthy Yacht) and Boat US (National Liability and Fire Insurance). The premiums and coverage appear to be about the same. The only appreciable difference...
Forum: Gear & Maintenance 01-04-2015
Replies: 43
Views: 2,549
Posted By Rusty123
Where do you mount your chart plotter?

On my 28 foot tiller steered boat, I have my MFD mounted to a Ram mount which swivels out to the cockpit (and my VHF on a second mount). One advantage to this approach is that the MFD can be very...
Forum: Cruising & Liveaboard Forum 01-01-2015
Replies: 75
Views: 6,371
Posted By Rusty123
Re: Sailboat Insurance

To be clear, the primary purpose of my posting is to identify the desirable features of a boat policy, particularly those features that are often missing in Progressive-type policies. The policy...
Forum: Cruising & Liveaboard Forum 01-01-2015
Replies: 75
Views: 6,371
Posted By Rusty123
Re: Sailboat Insurance

That makes good sense. I submitted a couple online quote requests yesterday (to Boat US and a couple broker/agents). Will see where that leads. Thanks.
Forum: Cruising & Liveaboard Forum 01-01-2015
Replies: 75
Views: 6,371
Posted By Rusty123
Re: Sailboat Insurance

I'm not sure what you mean. I suppose it would be nice to have an agent or broker that I could sit down with and have a chat, but I'm not sure that's worth paying for. (To me),

30 years of home...
Forum: Cruising & Liveaboard Forum 01-01-2015
Replies: 75
Views: 6,371
Posted By Rusty123
Re: Sailboat Insurance

There wasn't a specific person involved - all transactions were all online.
Forum: Cruising & Liveaboard Forum 12-31-2014
Replies: 75
Views: 6,371
Posted By Rusty123
Re: Sailboat Insurance

Environmental Damage: The declarations page says this: "Liability coverage ($300K in my case) includes bodily injury, property damage, and fuel spill liability". Is that the same thing?
...
Forum: Cruising & Liveaboard Forum 12-31-2014
Replies: 75
Views: 6,371
Posted By Rusty123
Re: Sailboat Insurance

I've been a long-time happy customer of USAA for my home and vehicles. So naturally, when I purchased my (28 foot, Puget Sound cruising) sailboat a few years ago, I went with them again. USAA farms...
Forum: Cruising & Liveaboard Forum 11-22-2014
Replies: 63
Views: 4,203
Posted By Rusty123
Re: Boat Loan

A side comment on insurance - I also insured my boat through USAA, but the actual insurer was Progressive. And neither required a survey (though I did get one prior to purchase).
Forum: Cruising & Liveaboard Forum 11-22-2014
Replies: 63
Views: 4,203
Posted By Rusty123
Re: Boat Loan

I think that USAA membership is restricted, but I don't think their rates are dramatically different than those available elsewhere. They're operating in the same general economy as the other banks,...
Forum: Cruising & Liveaboard Forum 11-22-2014
Replies: 63
Views: 4,203
Posted By Rusty123
Boat Loan

There's been thousands of books written on personal finance, so not much chance that this obscure thread will add much, but I would offer these two observations:

*At reasonable interest rates and...
Forum: Engines 11-22-2014
Replies: 11
Views: 795
Posted By Rusty123
Re: Engine sound insulation

I never would have thought of that. I have a few dentist friends, so I'll see if I can get my hands on one. Thanks for the tip!
Forum: Diesel 11-22-2014
Replies: 13
Views: 970
Posted By Rusty123
Re: Yanmar 2QM15 Cooling Maintenance

I too have a 2QM15. My annual maintenance schedule includes replacement of zincs, t-stat, and impeller. Cheap enough.

I also did a Rydlyme flush last year. Made a huge difference. Haven't...
Forum: Engines 11-22-2014
Replies: 11
Views: 795
Posted By Rusty123
Engine sound insulation

My boat has sound insulation (1 inch foam sheeting with foil facing) on the bulkheads immediately surrounding the engine (Yanmar 2QM15). Not sure if it's original or PO installed, but I suspect the...
Forum: Cruising & Liveaboard Forum 11-22-2014
Replies: 63
Views: 4,203
Posted By Rusty123
Re: Boat Loan

My bank (USAA) offers "recreational" loans at rates as low as 4.25%, for amounts all the way up to and exceeding $100k, for terms up to 10 or even 20 years. And from experience, I know that...
Forum: Gear & Maintenance 11-20-2014
Replies: 50
Views: 3,705
Posted By Rusty123
What is the life span of a chart plotter???

20 years ago, I bought a desktop PC. 8088 processor, as I recall. Case and power supply was super strong (heavy gauge steel), really well built. I replaced the guts several times, up until the...
Forum: General Discussion (sailing related) 11-02-2014
Replies: 7
Views: 554
Posted By Rusty123
Long Term Storage

Thanks for that lead, Faster.

Another thing I could potentially do is buy a used trailer. Once on the trailer (via crane?) I could store it in a general storage facility, which would be much...
Forum: General Discussion (sailing related) 11-02-2014
Replies: 7
Views: 554
Posted By Rusty123
Long Term Storage

There is a moderate chance that my career will take me to Europe for 3 or 4 years (federal employee). If so, I'd like to transfer my 28 foot sailboat to dry storage, both to save money, and to...
Forum: Electrical Systems 05-23-2014
Replies: 17
Views: 688
Posted By Rusty123
Voltage drop?

You are right - my statement that no current would flow in a no load condition is a bit of a simplification, since the meter draws a minuscule amount. However, my point was merely that Iowa's useful...
Forum: Electrical Systems 05-23-2014
Replies: 17
Views: 688
Posted By Rusty123
Re: Voltage drop?

I'm pretty sure he was describing measurement under load. In fact, his methodology doesn't really serve any purpose if the circuit is not under load, since there would be no current flow.
Forum: Electrical Systems 05-23-2014
Replies: 17
Views: 688
Posted By Rusty123
Forum: Electrical Systems 05-23-2014
Replies: 17
Views: 688
Posted By Rusty123
Voltage drop?

Slight correction: resistance of wiring is constant (at a given temperature). Though it is correct that a higher current through a given resistance yields higher voltage drop (in accordance with...
Forum: Gear & Maintenance 05-04-2014
Replies: 12
Views: 1,101
Posted By Rusty123
6v or 12v batteries

There are tons of threads on this (these) exact topics on SailNet and other forums, so you might do some googling.

I think you will find that 6 volt batteries will give you more AH for your money,...
Forum: Electrical Systems 04-29-2014
Replies: 13
Views: 958
Posted By Rusty123
Re: SmartGuage Review

Interesting writeup here (http://www.smartgauge.co.uk/sgvahrs.html)which describes using the Smartguage in conjunction with an AH counter like the Victron 600 (which I have also). Basically, the AH...
Showing results 1 to 25 of 203

 

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