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Showing results 1 to 19 of 19
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Search: Posts Made By: eric-the-red
Forum: Cruising & Liveaboard Forum 11-26-2012
Replies: 18
Views: 1,427
Posted By eric-the-red
Re: What do you about Hurricanes?

Well, that's kind of the point of asking a question in an online forum. :)
Forum: Cruising & Liveaboard Forum 11-25-2012
Replies: 18
Views: 1,427
Posted By eric-the-red
Re: What do you about Hurricanes?

Ok, so plan your whole travel schedule to not be in Hurricane area during hurricane season. But since you could still end up in a hurricane's path, as they sometimes reach all the way up the east...
Forum: Cruising & Liveaboard Forum 11-22-2012
Replies: 18
Views: 1,427
Posted By eric-the-red
What do you about Hurricanes?

As I think about spending the next part of my life cruising the carribean, I'm wondering how to handle hurricanes. I imagine you can't always run from them and so end up having to ride them out. Do...
Forum: Cruising & Liveaboard Forum 11-20-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Thanks! It's very motivating to hear others are doing it with less...I surely know there are many doing it with more!
Forum: Cruising & Liveaboard Forum 11-15-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Well, I haven't taken any actual steps as of now other than some conversations and some research...we'll see if I have the courage & strength of conviction to make the leap of faith that so many on...
Forum: Cruising & Liveaboard Forum 11-14-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

[QUOTE=Capt.aaron;948613]It's funny the difference between northern sailors and the tropic birds. Sometimes this thread sounds more like something from stocknet.com not sailnet. QUOTE]

I'll...
Forum: Cruising & Liveaboard Forum 11-14-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Thanks Rock Dawg! It's a work in progress.

Thanks for your input too Minn! My financial advisor is a pretty trustworthy guy. He also advised against annuities. But the 401k rollover is not...
Forum: Cruising & Liveaboard Forum 11-14-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Thanks Capt. A - Hadn't seen that site and will check it out.

The more I read, the more I think the boat I will buy will be more of a coastal cruiser than a true blue water boat. I'll still look...
Forum: Cruising & Liveaboard Forum 11-14-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

I'm not quite sure what your point is? My financial advisor is saying 5-6% returns and your 10 year returns are 5.5%. Oops. Now I see. You were replying to someone else and supporting my advisor's...
Forum: Cruising & Liveaboard Forum 11-14-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Forum: Cruising & Liveaboard Forum 11-13-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Entry fees? Departure fees? Good lord, everyone needs a piece of you don't they? :(

So what are some low, high, avg entry fees you guys have paid?

Capt. Aaron, do they hassle you when you...
Forum: Cruising & Liveaboard Forum 11-13-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Just had a fascinating discussion w/ my financial planner. Basically, he said go for it (!)

Some really interesting thoughts on it as well:

- I can take my 401k, roll it over to an IRA, and...
Forum: Cruising & Liveaboard Forum 11-13-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Well, excuse the pun, but I'm blown away by the great advice and variety of opinion on here! Thanks to all, I'm learning a ton.

What I'm learning:
The big picture I'm getting is that you can...
Forum: Cruising & Liveaboard Forum 11-12-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Thanks Mark and Aaron, you guys are giving me hope that next fall could work!

I alluded to this before, but to be clear, I have a pretty great life right now. Great friends, good job, lots of...
Forum: Cruising & Liveaboard Forum 11-12-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Thanks Brian and Aaron! And thanks Christina for the long and informative email about the East Coast Moody's.

Since I'll just be supporting myself and the boat (at first anyway, never know who...
Forum: Cruising & Liveaboard Forum 11-12-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

Hey everyone, thanks for the great replies, thoughtful insights and links! Please keep them coming!

To answer some of the questions:

I could touch the principle, but every time I do it...
Forum: Cruising & Liveaboard Forum 11-11-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

I'm looking into rolling the 401k into an IRA, so it wouldn't be a savings account, it'd be a managed portfolio of stocks and bonds. 5% seems reasonable, and yes, i get there are risks, but...
Forum: Cruising & Liveaboard Forum 11-11-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
Re: My Escape Plan - Insights Wanted

That's good to hear. How much do you typically budget for a year of cruising?
Forum: Cruising & Liveaboard Forum 11-11-2012
Replies: 89
Views: 5,503
Posted By eric-the-red
My Escape Plan - Insights Wanted

Hello everyone, new to the forum and excited to see all the great posts and information!

So, after 9 years I've decided living 8 hours a day in a cubicle just isn't cutting it and I think I've...
Showing results 1 to 19 of 19

 

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