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Search: Posts Made By: bravehaarrt
Forum: Cruising & Liveaboard Forum   11-25-2014
Replies: 63
Views: 4,862
Posted By bravehaarrt
Cool Re: Boat Loan

Well I really appreciate all the wisdom. I'm going to have to go back over the 12 houses I built, bought, rented, sold and noted over the last 29 years to see where I went wrong.
Forum: Cruising & Liveaboard Forum   11-24-2014
Replies: 63
Views: 4,862
Posted By bravehaarrt
Re: Boat Loan

No offense taken. It's just business. Having said that ~ Did you have to pay for a flood cert, Lenders title insurance, credit report fee, title abstract, closing fee, Alt A Endorsements 9 and 4.1,...
Forum: Cruising & Liveaboard Forum   11-24-2014
Replies: 63
Views: 4,862
Posted By bravehaarrt
Re: Boat Loan

Based on 100K mortgage (if you can find one that cheap) $6000 in fees paid to people who do next to nothing just to make the purchase. $130 a month thereafter for a mortgage insurance policy that...
Forum: Cruising & Liveaboard Forum   11-22-2014
Replies: 63
Views: 4,862
Posted By bravehaarrt
Re: Boat Loan

One problem is I'm in Sarasota. Investors have jacked home prices up over the past two years so that to get into a decent house in a decent hood were talking 150k to start. Sticker shock Aside, one...
Forum: Cruising and Sailing with Children   11-19-2014
Replies: 17
Views: 1,500
Posted By bravehaarrt
Re: Boat sizing for Fam of 4 with no Personal Space Issues

We leased a Pearson 32 with 3 kids for a week and had a blast. I know that's not the same a s live aboard but it's certainly possible.
Forum: Cruising & Liveaboard Forum   11-19-2014
Replies: 63
Views: 4,862
Posted By bravehaarrt
Re: Boat Loan

not too worried about appreciation in todays market. Monthly expense is the big consideration. Positive monthly cash flow is #1 for me now. If a boat can provide the highest number, then a boat it...
Forum: Cruising & Liveaboard Forum   11-19-2014
Replies: 63
Views: 4,862
Posted By bravehaarrt
Re: Boat Loan

Buying a house in Missouri has got to be different than anywhere else. Minimal amount of paper work and settlement for the last place I sold was $550. Here in FL? OMG - $6000 just for settlement and...
Forum: Cruising & Liveaboard Forum   11-18-2014
Replies: 63
Views: 4,862
Posted By bravehaarrt
Re: Boat Loan

I'm not a veteran. Boat US advertises 15 and 20 yr loans but I have never dealt with them before. I do have a house in another state - maybe that will do?
Forum: Cruising & Liveaboard Forum   11-18-2014
Replies: 63
Views: 4,862
Posted By bravehaarrt
Boat Loan

OK went house hunting and was so put off with the garbage I am asked to do by my loan processor that I want to go another route. Having said that, where could a man go to get a boat loan. My credit...
Forum: Living Aboard   11-10-2014
Replies: 12
Views: 1,507
Posted By bravehaarrt
Re: How to buy

Me, wife and our 7 yo son. You can see the boat on eBay. It's the 36 Tayana buy it now @18k.
Forum: Living Aboard   11-10-2014
Replies: 12
Views: 1,507
Posted By bravehaarrt
Re: How to buy

Point taken.
Well there was a nice 30' Catalina with all the bells and whistles 5 miles from here!?

Thanks for the input Sorry for the softball questions - I just don't want to reinvent the boat.
Forum: Living Aboard   11-10-2014
Replies: 12
Views: 1,507
Posted By bravehaarrt
Re: How to buy

I'm in FL the boat is in VA. I agree with all you say but a 37 Tayana for $15k is an attention grabber.

I would live on the boat until I can fix whatever needs fixed.
Forum: Living Aboard   11-10-2014
Replies: 12
Views: 1,507
Posted By bravehaarrt
How to buy

I have been looking for a boat to live a board. Found one but its 1000 miles away. It's a good price but needs work. The mast needs re stepped, the head sail needs replaced, anchor bit shows some...
Forum: Cruising & Liveaboard Forum   11-08-2014
Replies: 0
Views: 668
Posted By bravehaarrt
Liveaboard Sarasota

I'm looking for a liveaboard marina in or near Sarasota. Have found a few and would appreciate some input so I don't have to reinvent the wheel here.:)
Thanks in advance...
Showing results 1 to 14 of 14

 
 
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