Join Date: Jul 2012
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Re: Is paying for a slip worth it?
In my experience most homeowner's policies would give you liability protection for the boat you describe. Most marina applications just ask for insurer name and policy # which would be your homeowner's. No one ever checks anything out. It's not as big an obstacle as you may think.
All that said, we loved our relatively cheap mooring when we had it. We now have a slip and there are definite benefits, but if cost was the biggest factor for us, I'd happily go back to a mooring and enjoy all the things we loved about it.