The problem with that last statement is that, esp in the PNW one often gets a wind and/or tide reversal a couple of times a day, or an utterly windless night in a bay where tidal currents are not present or consistent.
That's when you get the 3am 'thump-thump'...'thumpity-thump' that disturbs your beauty rest. For rowing I agree a hard dinghy is great, but I don't think a 12 foot aluminum cartopper really fits the bill.
A whitehall dinghy alongside properly fendered, that's another thing..
OH a Whitehall........I wish!