midlife crisis member
Join Date: Jul 2008
Thanked 12 Times in 10 Posts
Rep Power: 12
I dunno, I like working on my boat almost as much as sailing it. Yeah it costs money but you don't need to do it all at once. Put off some cosmetic stuff and concentrate on structural and safety stuff. (Deck, rigging). Once the boat is sound, do the other stuff a bit each season.
Of course, it helps if you like the boat. If you don't, fix the deck and sell it next season. Buy a boat you like and begin again.