Join Date: Jun 2000
Location: CT/ Long Island Sound
Thanked 84 Times in 83 Posts
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Read Cruising World Article
They just recently (within the last month or so) ran a good article about a couple who cruise on a shoestring. They may even make do with less than your 16k; I don't remember the amounts they discussed. They were not filling their tanks with champagne, but they seemed to be having a great time.