Join Date: Jan 2016
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Re: $3000/mo cruising budget
We left with a €3,000 budget, 1000 for us 4 (mainly food), 1000 for the boat, 1000 for the rest (phone, internet, car rentals, marinas etc.). We actually were bellow over the past 3 years, more likely to be bellow 3000USD, probably around 2000-2500USD, without really counting. Now, we hate crowd, hence almost no marina, no car rental, no restaurant (only a few very good ones from time to time), only seclude anchorage where there is no daily fee (no internet, no restaurant, no shop, no spending). We fish and we drink water from the watermaker (no need to carry heavy packs) or rum, but with small kids, you tend to limit the consumption and this does not hit the budget. In remote areas, people give us fruits, fish (when we don't catch anything) and there is actually nothing to spend our money on. We trade books, eBook, films. In the Grenadines or the San Blas, lobsters are cheaper than tomatoes (if you find any), and shopping is limited to Amazon or eBay, when you have decent internet, but you still have nowhere to ship to and you actually need nothing.
Then come the "unexpected", you need a new main, a new motor for the dinghy or something and the decision is always invest heavy or spend minimal to keep up and running, which could still remain in the original budget. And this is where it hurts, if you have reserves. If you don't have, then you don't spend. Simple.
In Bora-Bora on a Lagoon 440, reaching the end of our 3-year voyage from Europe.