Join Date: Feb 2007
Location: New Jersey
Thanked 33 Times in 33 Posts
Rep Power: 13
Re: Boat insurance, who?
FWIW, I've been a Boat US customer for more than 20 years of boat ownership. Though, I've only had one claim in all that time, when I needed them, they were a pleasure to do business with: fast, communicative and efficient. They have a diminishing deductable plan.
Since I had never filed a claim, My deductable had gone from $500 to zero deductable, when I did. Which = no out of pocket costs.
I'm covered from Nova Scotia to Jacksonville Fla. Wtih no time restriction on being south of Norfolk Va.
Their unlimited towing ins. policy is probably the best purchase, I've ever made. I needed a tow once, that would have cost me over $800. The Bill was Zero. My only cost was a tip to the tow operator.
My marina was devasted by Hurricane Sandy, while I survived without damage, a great many boats did not. Boat U.S had a trailer,an office, and staff on-site within days to manage the claims, while handing out coffee and buns. While, I'm sure other adjusters were around, I didn't see anyone else with that level of service on-site.
I have no affilation with them other than membership and my 2 policies. I only speak from my own experience. I also, have not compared their price to other companies in many years, so I can't attest to where they fit in the pricing spectrum.