Hell NO! You sweat your head off the moment you step outside and worry about hurricanes full time.
We get the hell out of FL from July to September. Favourite places are Newport Beach, CA, Marina Del Rey, Ca and San Fco Bay. SAn Francisco is great a huge sailing area in protected waters, Temp in low to hight 60's year around and lots of party places new. You can actually go up the rives quite far to new areas.
Caribbean is great from February to end o May.
Hurricane season is mid June to mid November and typically we have much fewer of them then the Eastern Pacific Basin so its not really true that you have to worry about hurricanes full time. We are talking about Cooler Coastal Living on the Gulf of Mexico in the St Pete area and not the Central Everglades so few are really sweating their heads off unless they are dressed highly inappropriately for the climate. Some days at high noon it may get a bit intense for vigorous physical activity however that's not a really big deal since its time to kick back in the shade for a refreshing lunch anyways. My relatives in California do have to worry full time about mud slides, out or control forest fires and earthquakes along with the chances of Pacific Tidal Surges and Part Time about Seasonal Eastern Pacific Basin Hurricanes. Both are big States and along with their pluses have their problem areas this is true.
Note that the original poster was asking about winters in Florida around the St Pete coastal area while your saying no to that because of July, August and September weather.
To date in the Atlantic Basin there have been 3 named storms with only 1 having the potential to put Florida at risk while the Eastern Pacific Basin has had 7 with more than one having a chance of turning and hitting parts of California or causing rough seas. Today there is currently no concern in the Atlantic Basin due to a Saharan Plume along with a Westerly Sheer while in the Eastern Pacific Basin there are currently several areas of concern being tracked where hurricanes could develop.
Today was a great day on the water on the Inter-coastal and out on the Gulf of Mexico. We had about 50 boats out today despite the spotty scattered showers that popped up every now and then. Clearwater Beach and Sand Key were bustling with skate boards, joggers, picnickers, beach goers, swimmers, wind surfers, kayaks, Hobie's/Beach Cats, Opti's, 420's, SunFish, Sports Fishermen and the Sailing Centers were really hopping with families enjoying Summer Vacation together.