What did you do with your property before you left for the horizon? - Page 3 - SailNet Community
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post #21 of 107 Old 06-16-2019 Thread Starter
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Re: What did you do with your property before you left for the horizon?

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Originally Posted by paulinnanaimo View Post
A lot of good info being provided regarding the house etc. Not much being said about your child. I have heard the stories about the well adjusted boat kids but I'm not convinced it's a great idea. You seem to have the attitude that her opinion doesn't count because of her age, she isn't going to stay 3. I wouldn't pretend to have the correct answer for your family but I hope that you think this part through very carefully, you are determining your daughter's future.
I appreciate this reply Paul, and I think I maybe mis-communicated my thoughts on her wants\needs earlier. I think I meant more that if I ask her right now "do you want to live on a boat?" she would say YES, if I asked her if she would like to live on a train she would say YES, if I asked her if she would like to live on the back of a gorilla in the jungle...ok well you get the idea.

I figured we could live for 2 years (assuming poor budgeting and all kinds of worst cases other than boat loss or death) if we cashed out now. At that point we would either know if we want to keep going, and figure out how to do it, or we would return and resume careers and also arrive in time for her to attend proper schooling. Her needs are of course first, which is why I think bringing her, at her current age, around the Caribb or South America may be a great beneficial early life experience, but is also why we don't plan on rounding cape horn or anything really risky with her onboard.


Everyone here has given some awesome advice. I appreciate it all and would respond to them all individually but don't want to post-bomb the thread.

My wife as a nurse can keep up her license while we cruise and can basically just walk into any hospital in Canada and get a job anytime she wants thanks to the medical staff shortages here. So that's no concern, at most she would lose a year or two of pensionable time and seniority.

Myself I am a manager within the provincial government which has all kinds of transferable skills to almost any management position private or government. My specialty is in emergency management and I've worked as a firefighter for my entire adult career in various positions and ranks. I have solid references and would be sorely missed by my field if I were to leave, so I do feel like I would be able to land on my feet upon returning, even if it wasn't at the same base in the same job as I left.

Due to both of our careers the option is simply not there to take a few months off to try it out. We have to either go all in or deal with a couple weeks vacation here and there. My only other option would be to try and ask for a 6 month leave of absence and try to do an Erie Canal\ICW\Caribbean run and back in 6 months but that already sounds pressured to me. I think a year would be minimum.

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post #22 of 107 Old 06-16-2019
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Re: What did you do with your property before you left for the horizon?

We flew out of Heathrow with suitcases and a dog crate leaving a duffle bag of memories each with a relative. We were both newly retired.

It took us 6 months to dispose of all the stuff and two houses. Keep a car until you go. A low value van is a good choice.

It suited us to have nothing back in the UK to worry about.
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Re: What did you do with your property before you left for the horizon?

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...Due to both of our careers the option is simply not there to take a few months off to try it out. We have to either go all in or deal with a couple weeks vacation here and there. My only other option would be to try and ask for a 6 month leave of absence and try to do an Erie Canal\ICW\Caribbean run and back in 6 months but that already sounds pressured to me. I think a year would be minimum.
I hear you, but hereís a thought (which may or may not be relevant); how about taking six months off and cruise Lake Superior? At the end of that you, and probably more importantly your family, will really know if they like this life.

The Bahamas ainít going anywhere. Is there any reason you must rush south? Thereís tons of good cruising right in your own back yard.
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Re: What did you do with your property before you left for the horizon?

Too many variables to give any specific advice beyond this......

“Voyaging on a Small Income” by Annie Hill.

https://www.amazon.com/dp/B00B603S16...ng=UTF8&btkr=1

It will not tell you what to do or how to do it but it will help you in considering your path. From someone who did it pretty successfully.

It think is much more about financial management than anything else.

And one final thing, I assume you are Canadian. How do you retain your provincial health coverage or have you priced private international plans?
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Re: What did you do with your property before you left for the horizon?

I agree with Contrian's comments. I had plans for me and my boat for years. A trip down the ICW, life in the tropics, a sail to the Dry Tortugas etc... Spending winters on board in the warm latitudes seemed very appealing. What to do with the house was a bugaboo of course. But, gradually the plans changed and became more clear as I retired. Helped in part by my girlfriend who prefers catamaran charters during the winter and spring. Through them I got my taste of life in the Caribbean and other places. Sailing in various locations during the best times of the year. Like the Bahamas in May. Maldives in January. I did a private charter out to the Dry Tortugas so I got that out of my system too. I keep enjoying these trips and locations so no longer feel need to visit them in my boat. On the other hand I now enjoy living aboard summers on my boat in the local waters even more these days. I no longer feel the need to sail very far to enjoy the benefits of sailing. I have become very content with this situation. As with many people caught in the work a day world it sounds like you really just need a Sabbatical in which case you might want to hold on to some of your investments in case you want to return to land at some point. I would also recommend a read of this article by the late Robert Pirsig regarding the "Cruising Dream" before you decide to make the leap:
Cruising Blues and Their Cure by Robert M Pirsig


There is no way to escape the mechanism of depression. It results from lack of a pleasant stimulus and is inevitable because the more pleasant stimuli you receive the less effective they become. If, for example, you receive an unexpected gift of money on Monday, you are elated. If the same gift is repeated on Tuesday, you are elated again but a little less so because it is a repetition of Monday's experience. On Wednesday he elation drops a little lower and on Thursday and Friday a little lower still. By Saturday you are rather accustomed to the daily gift and take it for granted. Sunday, if there is no gift, you are suddenly depressed. Your level of expectation has adjusted upward during the week and now must adjust downward.

The same is true of cruising. You can see just so any beautiful sunsets strung end on end, just so any coconut palms waving in the ocean breeze, just so many exotic moonlit tropical nights scented with oleander and frangipani, and you become adjusted. They no longer elate. The pleasant external stimulus has worn out its response and cruising depression takes over. This is the point at which boats get sold and cruising dreams are shattered forever. One can extend the high for a while by searching for new and more exciting pursuits, but sooner or later the depression mechanism must catch up with you and the longer it has been evaded the harder it hits.


"Can one desire too much of a good thing?"
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Last edited by mbianka; 06-16-2019 at 01:52 PM.
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Re: What did you do with your property before you left for the horizon?

Thanks again everyone for the thoughtful insight.

Health coverage - we would look into a travellers plan.

The house for us seems like selling is the only option. The one real estate broker who works near me is dropping by tomorrow to give me his thoughts on value. He was pretty much salivating knowing I was selling this place though. Not to mention the few people I've thrown the idea by have already said let them have a shot at buying first.

I think we are more in the sabbatical group. We've talked and talked about it, we've considered this life for a few years now, just some events lately have pushed the agenda up front suddenly. We figure we could, if we get what we hope for the house, even being conservative on its value, sail at 2k a month for a year and still return to our home country with 50k leftover as seed money to buy a home\life back and get jobs again. A year would probably quench the thirst for this, and line our daughter up for school better. The only thing we would decide partway through the trip would be to:

1) Sail home with our boat and enjoy great lakes sailing during summers again.
2) Sell the boat down there (if legal) and fly home satisfied or broken (maybe both lol).
3) Store the boat in Trinidad and know that we can catch a flight, pay for a launch, and be back at the dream again...even if just for a couple weeks vacation a year.

There is something very primal in me that wants to sail MY boat from the frozen north down to South America. Not sure why, but it's there. Kind of like making it on your own. Not to knock charters. It's just my deal (and my wife's).

Either way we will see what the broker says tomorrow about the house and his estimate on what we could get. I know selling things still requires someone with the money to buy it for what you ask, but he can at least let me know if I'm out to lunch on it's worth or not. Step 1 (buying the boat was Step 0 lol).

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post #27 of 107 Old 06-18-2019
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Re: What did you do with your property before you left for the horizon?

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Going all in couples with the Nevada mentality.
What is the "Nevada mentality"?

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Re: What did you do with your property before you left for the horizon?

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Originally Posted by mbianka View Post
You can see just so any beautiful sunsets strung end on end, just so any coconut palms waving in the ocean breeze, just so many exotic moonlit tropical nights scented with oleander and frangipani, and you become adjusted. They no longer elate.
A Husband and Wife came on my boat the other night to discuss their world cruising plans to start in 3 years, 1 month, 3 days and 18 hours...

His dream, of course. She is a Paris Doctor, a Specialist. Her mind is like a bouncing ball of intelligence. Give her the worlds biggest medical problems and she could probably give you a good lecture on how all could be solved.
She will LOVE cruising for the first year... but I warned her that her brain needs to be fed. Maybe she can by doing a Thesis or meta analysis etc.


Most cruisers 'out there' have been successful enough in life to afford to cruise: Vis-a-vie Very smart people now not using their smarts ---> Boredom!!!!

So guard against it. Learn a culture, take a book, write a book, but do not just sit there and play Mexican Train Dominoes with all the brain-dead!


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Re: What did you do with your property before you left for the horizon?

This is my Beware post


Quote:
Originally Posted by Guyfromthenorth View Post

Health coverage - we would look into a travellers plan.
Beware! Check prices outside North America... Theres some Divers plan thats good.

Quote:
Originally Posted by Guyfromthenorth View Post

The one real estate broker who works near me is dropping by tomorrow to give me his thoughts on value. He was pretty much salivating knowing I was selling this place though.
Beware salivating real estate brokers! The value they give you will be what they thing you will say 'Yes, Ill sell!' not what someone will pay for your house.

Quote:
Originally Posted by Guyfromthenorth View Post

We've talked and talked about it, we've considered this life for a few years now,
Beware: Who has done all the talking? you or your wife? I bet its the guy who starts the conversations every time. And she who finishes them by saying 'lets think about that'

Quote:
Originally Posted by Guyfromthenorth View Post

3) Store the boat in Trinidad and know that we can catch a flight, pay for a launch, and be back at the dream again...even if just for a couple weeks vacation a year.

You mean Grenada

Quote:
Originally Posted by Guyfromthenorth View Post

Either way we will see what the broker says tomorrow about the house and his estimate on what we could get. .
Beware real estate brokers... oh, did I just mention it? Maybe its important: Beware Beware Beware Beware

Sorry to sound like your parent


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Re: What did you do with your property before you left for the horizon?

Be sure your budget has some serious contingency in it. Stuff happens. That remaining $50k evaporates and it sounds like you'd be in a real bind with a young child.

It's only a parent's choice, but traveling that far with a 3 yr old isn't my idea of a pleasant cruise. I know many have done it, but I'm imagining the stress of keeping them aboard and safe from injury in rough weather. One of my kids also got seriously ill for a short period and they had a hard time figuring out what was wrong. I wouldn't have wanted to deal with that in the Caribbean. Why not take a leave of absence and cruise the Great Lakes for an entire summer first?

I know I'm being a buzz kill, sorry. I admit, I hate to see someone sell their house and spend the equity on a long vacation. I hate hearing people borrow against that equity too, just for perspective on my thought process. I can't say what's right for you, but be careful.

Finally, you said "just some events lately have pushed the agenda up front suddenly". I've given the following advice to more people than I can count. Always run toward something, never away from something. If you quit, be sure to quit on a good day.

Good luck sorting it out.


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