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post #11 of 72 Old 10-05-2019
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Re: Visas to USA new Medical Insurance requirements 2019

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Originally Posted by outbound View Post
Mideast and Africa with a few from SE Asia seem to be the sources we’ve seen. Rich get services at home or elsewhere. As said seems to be a mostly middle class group.
My wife is a newborn nursery RN in a large City hospital which specializes in newborn and neonatal care.

The scenario you just presented is a very common one and a change she has seen over the last 15 years. Many foreigners well to do coming with the specific reasons of having babies here.

Of course all babies born in US are considered US citizens by birth.

I am sure this occurs in other specialties as well.


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post #12 of 72 Old 10-05-2019
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Re: Visas to USA new Medical Insurance requirements 2019

I know someone (extremely liberal btw) that actually accommodates foreigners coming to deliver their babies, obtain US citizenship for them and go home. She feels she is saving them and houses them, while they are here. Free natal care, as they just don’t pay. While the Southern boarder gets all the political attention, immigration is an outdated mess.

I support this proposal, just like many other countries require, eg Cuba. Buy it temporarily at the boarder, if you don’t have it. Of course, we need to establish something to buy. The birthright citizenship needs to change too.

Don’t misunderstand my overall position, we need significant immigration to continue to expand our economy (for now). It just needs to be much smarter. Both parties agree with this.

However, artificial intelligence is going to eliminate 80% (guessing to make a point) of all jobs at some point. I bet as soon as the next 50 years. Prepare for it. There will be a very new dynamic when work ethic will have little to do with economic self reliance for most. We are at the very front edge of it now. Fascinating thought, if you can prevent contemporary politics from polluting one’s thinking.

This future should eliminate political parties too, IMO. They are simply legalized racketeering.


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post #13 of 72 Old 10-05-2019
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Re: Visas to USA new Medical Insurance requirements 2019

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Originally Posted by MarkofSeaLife View Post
I doubt cruisers sail a the way to the US to game the system.

It will just cost us a few extra thousand dollars for insurance that's worthless as it doesn't cover MI, cancer or the leading causes of acute care needed for cruising age folks.

I totally agree with it as a requirement to enter any country on vacation.... It's just the exclusions make it a BS.


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In case you didn't know, there are high-deductible insurance policies. The cost of those policies are much lower because they only pay after the deductible is met. Think of them as "hit by a bus" policies. If you get hit by a bus and need a lot of medical care, they keep you from going bankrupt. If you want someone to pay for your flu shot, then these high-deductible insurance policies are not for you.

I haven't read all the specifics of what will be implemented. Perhaps the law requires a certain level of basic coverage and a high-deductible policy is not permitted.

However, the new rule also permits those individuals who can demonstrate that they have finances capable of paying their medical expenses to receive a visa. So, does that mean if you can show a bank account with a certain sum that you are OK? Or does it mean that if you can post some sort of bond (put money in escrow) that you are OK? I imagine that is spelled out in the rule or will be. You might even be able to use your boat as proof of financial ability to pay.
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Re: Visas to USA new Medical Insurance requirements 2019

The ACA (aka Obamacare) does mandate insurance for US citizens or you pay a fine, with your taxes. I also believe this act eliminated much of the hit by bus policies, as they don’t provide a designated minimum level of coverage.

For those with the resources to self insure the little stuff, I always thought the major medical style plans made sense. Very high deductible plans still exist, but once you’ve met the deductible, they still cover much more than the old safety net plans did.

The argument, of course, is you reduce cost for everyone, if you get all the healthy people paying premiums. There is a logic to it, if not the kind of freedom some want.


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Re: Visas to USA new Medical Insurance requirements 2019

I thought the Mandate and the Tax Penalty were gone as of 2019.
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Re: Visas to USA new Medical Insurance requirements 2019

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I thought the Mandate and the Tax Penalty were gone as of 2019.
Your are right, expect for a few States that liked the idea.


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post #17 of 72 Old 10-05-2019
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Re: Visas to USA new Medical Insurance requirements 2019

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Originally Posted by MarkofSeaLife View Post
The US government has announce a new requirement to make all people entering the USA in visas have medical insurance.

To come in by boat you need a B1B2 visa so now you will need to show intention to buy insurance or the ability to self-insure.

Problem is that all travel insurance to the USA I found excludes 2 causes: Heart attacks and cancers. I guess as they say the underlying causes are pre-existing.

And what else do you really need insurance for?

https://www.foxnews.com/politics/tru...alth-insurance
I would suggest you take anything you hear on Fox news with less than a grain of salt. They have a rather biased stance on reporting and almost as low a credibility rating as Breitbart News Network.

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post #18 of 72 Old 10-06-2019
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Re: Visas to USA new Medical Insurance requirements 2019

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I would suggest you take anything you hear on Fox news with less than a grain of salt. They have a rather biased stance on reporting and almost as low a credibility rating as Breitbart News Network.
So to be clear, are you suggesting that this BS, or just your opinion?

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Re: Visas to USA new Medical Insurance requirements 2019

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Originally Posted by Uncle Bob the 1st View Post
So to be clear, are you suggesting that this BS, or just your opinion?
I am suggesting one should consider the source of information today.

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post #20 of 72 Old 10-06-2019 Thread Starter
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Re: Visas to USA new Medical Insurance requirements 2019

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Originally Posted by cherylchecheryl View Post
Think of them as "hit by a bus" policies.


However, the new rule also permits those individuals who can demonstrate that they have finances capable of paying their medical expenses to receive a visa. So, does that mean if you can show a bank account with a certain sum that you are OK?.
A) Being hit by a bus would be subject to a third party personal injury claim... The chance of a pedestrian being found liable is negligible.
But I get your point and that could be the perfect type of policy.

B) yes, proof of funds is very interesting. I wonder what the number would be? As a heart attack us not covered under any travelers policy, and I understand a 'normal' MI in the USA gas a bill of over $50,000 it could be a pretty big number.
$50k, if I recall was based on 5 days inpatient and tests, stabilisation but not stents and invasive procedures.

I'm sure the US doesn't want to stop all tourist visa travel just illegal and medical travel. So proof of $15,000 funds would stop the scams and happens to be what Canada requires.

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