Join Date: Nov 2010
Location: Jacksonville, Fl
Thanked 21 Times in 16 Posts
Rep Power: 10
Re: Is insurance required to enter Bahamas?
Well, before I get all p'd off about the totally incorrect assessments regarding the situation let me explain for those curious WHY I ask.
First off, I tried to get insurance already. Both from SeaWorthy who wanted an out-of-water survey and BoatUs which wanted over 1K annual. Why not haul the boat you ask? A few reasons. One, I bought her for 2900. True, while I have put 10K in to her and a dinghy I am tired of shelling out cash for this sort of thing. From having mainsails rip to chainplates break to centerboards snap in two I have had it all and I have fixed it right. Big time, big bucks. Now some insurance company is saying I need some guy to come survey the boat I rebuilt, KEEL UP PEOPLE, to say its OK to be insured for freaking liability? Well, they can shove that 8$ per foot survey because on principle and the fact law does not require it I am not getting it. You wanna come off your price BOATUS im all ears. I pay 700$ annual for my CAR and I drive that daily.
Okay, one pretty much sums it all up but you guys are all like I am some illegal alien for not wanting insurance. I dont want it. What the hell am I paying for? The only reasonable thing you can say is for other people or other peoples boats bc my self and my boat are my responsibility and my workmanship and my damn seamanship or lack thereof.
And so what if I did have an accident, which btw Ive grown up boating so im as likely as most of you or maybe less depending on the number of dock riders out there, to have any sort of accident based on anything. You people who HAVE $30,000 and more dollar boats, get insurance! I would. And when you do, it comes with uninsured boats insurance. So if some 1979 26'4" 3000$ sailboat does do you damage, its really not going to matter much.
The insurance is just one more limitation to people like me. Oh excuse me Denise for not just shelling out another grand for a survey haul out and ridiculous quote that ONLY COVERS ME TO THE SOUTHERN TIP OF THE ABACOS ANYWAY!!!!
I guess cruisers should only be allowed to cruise if they have the $$$$$$$$$$$$$$$$$$
Obviously if I had an island packet insurance wouldnt be an issue bc obviously money isnt.
I have spent 10K plus buying cost in 2 yrs on this boat and im not staying at home another summmer because I couldnt afford insurance on my boat. If marinas wont take me fine, I will check ahead of time and plan my routes accordingly.
GO FORTH YE VAGABONDS TO THE SEAS AND FAIR WINDS AND HEED NOT THE WORDS OF THOSE WHO WISH TO KEEP YOU CHAINED
God provides me with my strength to work and brain to think and boat to sail. The money has been a blessing from my hard work and continued dedication. If I were lazy or cutting corners God would not provide thus. I need no other insurance... but would still get it if I owned a boat worth more than $20000. Just sayin God.. Know I love you an all.
I will see you all in the Bahamas this summer.