Thanks for the reply Jordan, really appreciate it, and I added the state that I am living in to my profile.
Note: It is time for me to move back to the coast, and I only wished I had bought a live aboard sailboat 13 years ago, instead of moving out here, but I got talked out of buying one by a few people at SoCal marinas, who told me that live aboards were being kicked, or phased out.
My reply to Minne, was probably too long, so here is a summary
- Since I have another 18 years of mortgage payments to "look forward to", I will probably never be out of debt, and, because homeowners incur all sorts of expenses, e.g., $8,000 dollar heat pump replacement last month, then whether I live in boredom here, or enjoy living on a boat, cruising, paying slip fees, and incurring various nautical costs, either way I will still be in debt. So, I might as well have fun while remaining broke.
Needless to say, there probably will not be any positive change in my financial situation
, one way or another, as mortgage payments, and homeowner expenses vs slip fees, plus yachty expenses will probably be a wash anyway (-or close to it).
The way I see my financial situation over the next 18 years, is that I have two choices essentially, 1) stay in debt paying off a mortgage, while incurring more costs trying to maintain a 40+ year old house, or, 2) take a chance, buy a boat and see what happens.
Regarding Sailing Lessons
: There is a lake marina about 30 minutes from my house that offers [basic] keelboat lessons, and I plan to enroll in at least one course this coming Spring.
: Once I sell my house, I plan to move to Florida, or Washington, and finish all my basic sailing coursework (-about another $2,500 or so).
Minimum LOA for Live Aboards
: I had no idea that there was a bare minimum LOA for live aboard sailers, as I have been looking at marinas in Florida that allow that, and none of them mentioned a minimum LOA. * I would really appreciate some links that discuss this. Thanks.
: Do you live aboard? If so how long, and where?
: I prefer to have a homeport / establish residence in either Florida, or Washington, because I can save money on state income tax.