Real cost of living on a sailboat. - SailNet Community
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post #1 of 27 Old 01-02-2018 Thread Starter
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Real cost of living on a sailboat.

Hello, everyone I am working on my 5 year forget the rat race by being debt free and passive income. I want to live aboard and travel all over. Question is what should I expect for monthly expenses. The boat is going to be loaded with solar and water maker etc so I plan on being off the grid. I don't care for luxury I am a minimalist I just want my freedom. So what is the cost for food the occasional port and marina fees , maintnance and a little bit of blow money. I know it is different depending on boat size lifestyle etc . I am just looking for a ballpark figure. My sailboat is 37 feet , Thank you in advance.

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post #2 of 27 Old 01-02-2018
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Re: Real cost of living on a sailboat.

This is a much discussed topic here and on a number of sailing blogs and in magazines, and in my opinion the answer is one that only you can provide - some folks make it (reportedly) on $500 a month, some spend ten times that......here are a few links:

From a Sailnetter that has very graciously shared monthly cruising costs for over a year now - this is just one of his posts:

https://www.sailnet.com/forums/cruisi...-cruising.html

A quick Google search brings up a lot more links:

https://www.google.com/search?ei=F9x....0.R93L6Pw74gg

I have been living on my boat and sort of cruising for 5 months now and I'm averaging a bit less that $3k per month......
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post #3 of 27 Old 01-02-2018
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Re: Real cost of living on a sailboat.

DejaVu all over again....
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Re: Real cost of living on a sailboat.

Quote:
Originally Posted by bigdogandy View Post
This is a much discussed topic here and on a number of sailing blogs and in magazines, and in my opinion the answer is one that only you can provide - some folks make it (reportedly) on $500 a month, some spend ten times that......here are a few links:

From a Sailnetter that has very graciously shared monthly cruising costs for over a year now - this is just one of his posts:

https://www.sailnet.com/forums/cruisi...-cruising.html

A quick Google search brings up a lot more links:

https://www.google.com/search?ei=F9x....0.R93L6Pw74gg

I have been living on my boat and sort of cruising for 5 months now and I'm averaging a bit less that $3k per month......
Thank you for the response the 3k do you eat at restaurants a lot or use marinas often? I ask because I was thinking about 2k and I already have around 1500 passive coming in and I am about to buy a condo to rent. Hopping that will bring in 450 to 500 passive. That puts me at 2k a month. That was the figure I was thinking would be needed.

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post #5 of 27 Old 01-02-2018
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Re: Real cost of living on a sailboat.

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Thank you for the response the 3k do you eat at restaurants a lot or use marinas often?
If you read that link and read the others I hav posted it has everything you want to know and you can adjust as your expected life requires. Btw it probably cost less to live than to cruise, but you need to decide what each means for you.
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post #6 of 27 Old 01-02-2018
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Re: Real cost of living on a sailboat.

Well, it's really up to you, isn't it?

Sit down with some free budgeting software and create a budget. It's that simple.
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Re: Real cost of living on a sailboat.

You can probably do it on $2k a month, but maybe not....a lot depends on your lifestyle needs and how good your luck is. A few mechanical, family, or health issues can drive that number way up in any given month.

I have maintained a slip in a marina as a home base the last few months, and do enjoy a nice meal out with a friend occasionally. I also have health insurance.

Definitely look at Don's budget / cost numbers over the last 15 months - they provide a great template for you to use to tailor a budget to your specific cicrumstances.

Here's another good reference (and a great blog about sailing the Bahamas): By the Numbers | Rode Trip
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Re: Real cost of living on a sailboat.

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Well, it's really up to you, isn't it?

Sit down with some free budgeting software and create a budget. It's that simple.
Kinda new to all this can I just anchor for free in most places around the US. I know is probably a stupid question but again I am not even wet behind the ears yet.
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post #9 of 27 Old 01-03-2018
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Re: Real cost of living on a sailboat.

Huge difference living v. cruising as mentioned above. Even living expenses vary widely depending are where you’re cruising. Much discussed but basically meaningless unless you get real specific about details of intentions.

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Re: Real cost of living on a sailboat.

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Kinda new to all this can I just anchor for free in most places around the US. I know is probably a stupid question but again I am not even wet behind the ears yet.
Yes, you can anchor in a lot of places, but some places have restrictions on how long you can anchor. Be prepared to move around in order to comply with local ordinances. Some states and municipalities have enacted anchoring restrictions in response to floating vagrants who take up long-term residence in unseaworthy vessels and pollute the local environs.

Don0190's string of posts about his cruising expenses is a great reference. You really need to read each month's post to see what he's spending money on. You can look through his expenses and decide which ones you might be able to reduce or omit, in order to achieve your $2k/month budget goal.

If reading isn't one of your strong abilities, there's also about a bazillion videos on Youtube of people doing this. You can binge on Youtube all winter long to learn how people are doing this.
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