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insurance

  1. Experinces about insurance companies

    General Discussion (sailing related)
    I decided to write this review after having been unfairly treated by [Name removed] Yacht Insurance. Damage or destruction from a collision, fire or lightning obviously are not a liability under premium given by [x]. Funny right? But Believe this is not just all. After having a catastrophic...
  2. $#[email protected]&* Monsters Ate My Mainsail

    General Discussion (sailing related)
    Yesterday, I went out the boat (on the hard) for an hour or so to do a few minor pre-commissioning tasks. I was about to leave when I decided to unzip my stackpack and make sure there weren't any bird or wasp nests in there. I unzipped and gave it a few whacks. Two adult squirrels ran out and...
  3. Insurance for shared boat

    General Discussion (sailing related)
    Hi folks, I was looking for a partner to share boat and expenses. I thought about going 50/50 with title and so from the beginning. Someone showed interest but he has already a nice sailboat. We are thinking on leaving it that way for now, though some questions raised from my side: Is it...
  4. Insurance Company collecting Tax for State

    General Discussion (sailing related)
    Just a heads up to review your receipt from your insurance company. We found that our insurance company has been collecting a tax based on instructions from our state of residency. Note that our boat is not registered in our state of residency nor is the boat located in that state. It appears...
  5. ACE Insurance

    General Discussion (sailing related)
    I recently purchased my first sailboat (1992 Hunter Vision 32) and bought my first insurance policy through a broker who specializes in marine insurance. I have a "Yachtsman" policy from ACE Insurance. I've never heard of them and was wondering if anyone has any experience, positive or negative...
  6. Liability for 50 year old vessel

    General Discussion (sailing related)
    Hello, not sure if this is the right area to post this question, but I can't find a thread that addresses insurance questions. Has anyone had experience finding liability insurance for a 50 year old boat. I will be contacting insurance companies to find out if it can be done and what the cost...
  7. Soon to be new owners of a Block Island 40

    Introduce Yourself
    Hello to the group. Lori and I are negotiating a price on a Block Island 40 (series I) and have joined the group to gain information from other group members. We are retiring in a couple of years and are planning to spend 6 months out of each year sailing. thank you Dale & Lori
  8. $854,400 in Fuel Spill Liability?

    General Discussion (sailing related)
    A quote from a Major marine insurer automatically includes coverage for claims for cleanup due to accidental discharge of oil or fuel. The insurer says that the $850+K coverage---over and above the "standard" $300K of coverage for property damage/bodily injury---is important "now that laws...
  9. 10K$ boat --- Are Insurance and Survey REALLY mandatory?

    General Discussion (sailing related)
    I'm still shopping and waiting for the chance to move aboard and head south on a budget that is basically NO budget. Standard Noob totally unrealistic stuff. BUT - that's why I'm here - to learn from the experience and wisdom of others. And many have been around for years with the same...
  10. Insurance for single handlers

    General Discussion (sailing related)
    I've perused a number of insurance related threads and found nothing about insurance for single handlers. I expect to sail to the Bahamas from FL. In Nov. single hand. Advise for ins. Please.
  11. Boat Insurance Nuances - do I have it wrong?

    Cruising & Liveaboard Forum
    Hey gang, I recently read this post from Rode Trip who I have been following for some time: When Life Deals Lemons? | Rode Trip Their troubles in finding insurance doesn't surprise me with the older boat they have, but I suppose my question is more basic than that. 1. Why do you NEED...
  12. Boat Insurance Rate Increase

    General Discussion (sailing related)
    Whoa nelly, I just received my insurance renewal from Boat U.S. and it increased about 20%. That's with a discount for being claim free! Is everyone else seeing increases? Is it because of Sandy and other recent storms?
  13. Insurance Companies

    General Discussion (sailing related)
    Hi, I am in the process of buying a yacht and have gotten several quotes on insurance here in Australia, and the best price seems to come from a new company in Australia that has operated over seas for a fair while called PANTAENIUS. Has any one had any experience with this insurance company...
  14. Boat Buying Costs

    Boat Review and Purchase Forum
    Hi, The Sailnet Community was very helpful in responding to my first post, so I've decided to come back to you again for more insight. I'm trying to put together a budget plan for buying our first sailboat. Although I haven't picked a specific boat, I already know what I'll be targeting: -...
  15. Medical/Evacuation Insurance for Pacific Crossing

    Cruising & Liveaboard Forum
    Hi everyone, I want to purchase a insurance policy that will cover my partner and I for medical expenses and emergency evacuation during our 5 motnh Pacific crossing. I am a New Zealand citizen, 33 years old and my partner is a Canadian, 22. Ideally the policy could also cover scuba diving...
  16. Australian insurance costs

    Cruising & Liveaboard Forum
    Hi everyone. Look, honestly, I understand that in order to get a quote on a boat the company insuring it wants a survery to know exactly what they're getting into. But it does make learning what's involved in owning a boat really darn difficult. How to plan? Buy a boat and then find it costs...
  17. Older Boat Insurance

    General Discussion (sailing related)
    We all know that its getting more and more difficult to get insurance on an older sailboat, especially if its over 30 years old. However, there are still carriers out there that will write insurance on your older boat. Farmers Insurance is one, but check to see if they write in your state. They...
  18. Hello Sailnet Community!

    Introduce Yourself
    Hello all! My boyfriend and I recently bought a 1976 30' Cape Dory Ketch and are looking forward to transitioning from dirt beneath our feet to fiberglass and teak! We are restoring the boat and are aiming to get it into the Maine waters in the next 2 months. We have plans to eventually head...
  19. Constructive Total Loss?

    General Discussion (sailing related)
    The adjuster from my insurer called the other day. My boat was damaged during Irene. The total estimate to repair the boat is $22k. The main damage was a 3' section of my aluminum toe rail - it is bent and scarred. The estimate to replace the rail on both sides is $16k ($3k materials, $13k...
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