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A quote from a Major marine insurer automatically includes coverage for claims for cleanup due to accidental discharge of oil or fuel. The insurer says that the $850+K coverage---over and above the "standard" $300K of coverage for property damage/bodily injury---is important "now that laws subject boaters to liability for ...environmental damage."
Thing is...another quote from a competing insurer contains no such coverage.
My boat carries 20 gallons of diesel. Not exactly the Exxon Valdez. So my question: Should I buy this additional coverage? (The quotation, from BoatUS, doesn't break down what portion of the premium goes for "green" coverage.)
Thing is...another quote from a competing insurer contains no such coverage.
My boat carries 20 gallons of diesel. Not exactly the Exxon Valdez. So my question: Should I buy this additional coverage? (The quotation, from BoatUS, doesn't break down what portion of the premium goes for "green" coverage.)