I'm am currently living aboard my yacht , it's a small 32 footer and I'm on a mooring . I get up at 4.30 am take my inflatable to the park where my car is , deflate boat , pack in car . Go to work . Come home via marina for shower , inflate boat , put outboard on 10 minute run to boat . Sit on my back deck with a coffee and watch the sun go down before cooking dinner . Wouldn't change a thing . I'm 52 , as said before , do it now , the worst that May happen is you love it and the dream of the house and white picket fence will fade into " have you seen that new 40 footer that's for sale dear " or not and you will know that you at least had a go .