[cappinstabbin]

Hello all,

I am shopping for insurance for a 1984 oday i just bought and got a good deal with geico because i have auto with them as well. They require a survey though. Can anyone recommend surveyor for me? Is there like a minimum survey that insurance needs? I saw anywhere from 10$/ft to 25 online in posts.

 

[Rapp]

I have a guy,he works for an Insurance company and surveys on the side ,he's in Williamstown ,not sure how far he'll travel ,but I'll check if you want

 

[JimMcGee]

Captain, I'd recommend looking at BoatUS. They cover things like environmental fines if your boat develops a fuel or oil leak and your bilge pump pumps it overboard. Many companies don't (not sure about Geico). They also had a reputation for being one of the few companies that was actually paying post-Sandy.

If you're a member you can also get a discount on TowBoatUS service, which I'd really recommend for your sailing grounds.

As always YMMV and all the usual disclaimers...

Here's their list of surveyors:
http://www.boatus.com/insurance/njsur.asp

 

[eherlihy]

Or you can check out captainrated.com (requires joining ActiveCaptain - which I recommend anyway) and look for surveyors and their ratings.

 

[miatapaul]

Or you can check out captainrated.com (requires joining ActiveCaptain - which I recommend anyway) and look for surveyors and their ratings.

Is captainrated still being run, all I get is a logo.

 

[cappinstabbin]

Yea, i can't get to the page either.

 

[cappinstabbin]

boatus wants 430/year plus membership and survey. I would pay for the boat in 4 or 5 years at that price.

 

[MobiusALilBitTwisted]

Looks like you will be paying out the boat price in less then 4 or 5 years anyway, so get covered by a company that knows boats,not one that don't, and you should not need a yearly survey.....

 

[tempest]

Hello all,

I am shopping for insurance for a 1984 oday i just bought and got a good deal with geico because i have auto with them as well. They require a survey though. Can anyone recommend surveyor for me? Is there like a minimum survey that insurance needs? I saw anywhere from 10$/ft to 25 online in posts.

It sounds like you have an insurance quote that you like from Geico and you need an insurance survey. If Geico hasn't provided you a list of their approved surveyors, I would go through the list of Boat U.S. approved Surveyors that Jim posted and call a few of them.

You might want to ask Geico if they have any special requirements they need covered in a survey.

Insurance on a $2500. boat is more about getting good liability coverage to cover any damages to other boats or property that you could incur. Any serious damage to your boat, minus a deductable would likely total it in the eyes of an insurance company. If you were to lose the mast, for instance, It would cost more than the value of the boat to replace it.

What type of coverage did you ask for from Boat US? They have a number of different policies, from " Agreed" value to just Liability. ?

I would compare the policies offered to make sure you have sufficient liability coverage, including spills, and that you're comparing apples to apples.

The Boat U.S towing policy is an excellent value worth considering, regardless of who you decide to insure the boat with.

Good Luck with the new boat.

 

[JimMcGee]

boatus wants 430/year plus membership and survey. I would pay for the boat in 4 or 5 years at that price.

Boats aren't like cars. You need to read both policies and see what's really covered (liability, environmental, injury, etc.).

Tempest is correct. A $2,500 boat will be totaled in any kind of significant incident. You're really protecting yourself against liability. Any marina is going to want to see the declaration page on your policy before renting you a slip as proof of insurance and they'll be looking for a minimum level of liability coverage.

You shouldn't have to get a survey every year, but any insurer will want an initial survey of an older boat to make sure it's safe.

As for towing, yep it will cost you around $100 with a membership, and around $125 if you want a gold package. But a single tow can easily cost $400, sometimes quite a bit more. You're sailing an older boat in shallow waters. So it's worth considering.

 

[eherlihy]

Is captainrated still being run, all I get is a logo.

Same experience for me... Too bad, as I thought it was a good resource. I've notified the site admin, and will update when I receive a reply.

 

[eherlihy]

And here is the reply;

...
If you read threads on the various boating forums, you know there's often requests for information about services:

"Can anyone recommend a surveyor near Jacksonville?"
"Who knows a Westerbeke mechanic in Portsmouth?"

These types of questions are daily occurrences. Unfortunately, after the question is answered, the thread falls to the bottom and off into who-knows-where. At best, this mechanism offers only a few responses. Often, the people with real experience become tired of answering the same question over and over and their experience becomes lost.

What's needed is an Angie's List for boating services.

We recognized this 4 years ago and created a website called CaptainRated.com as a first cut. We wanted to see how it might be used. We learned that boaters need more than what Angie's List provides. We decided to keep the data acquired from CaptainRated but re-wrote the software. We're pleased to announce that it's now ready for use.

For now, ActiveCaptain Services will reside under eBoatCards.com until all of eBoatCards turns into ActiveCaptain.com. You don't have to be logged in to view any of the information although you must log in to change details, claim a listing, or write a review.

To create an eBoatCards account if you don't have one:

1. Log into eBoatcards.com with your ActiveCaptain email/password.

2. If you haven't created your electronic boat card, it'll walk you through a couple of questions to set it up.

Once in eBoatCards, select Services in the upper right. That will open the Services categories index. You can also go there directly with:
eBoatCards

We're only opening 4 of the Services categories today:

- Boat Brokers - professionals who assist you with buying or selling a boat

- Surveyors - professionals who perform surveying for boats

- Transport/Land - companies who transport your boat over roads

- Transport/Water - companies who transport your boat on their ships
...

Personally, I am sorry to see CaptainRated go. I tried to use eBoat cards, and frankly, could not see any use for it... Perhaps I am a Luddite (I don't use Twitter or Facebook either), but that's the way it is.

 

[eherlihy]

In fairness, and correcting my personal statement above; if you click on the link to the services section, it is easier to navigate.

Here is the link again: eBoatCards