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Discussion Starter · #1 ·
What are your thoughts on boat insurance? Specialty (Boat/US) company v all purpose insurance company (Progressive)?

Do you know of any web sites or articles that lay out the pros and cons?

Are there areas where you can't get insurance at any price (Galveston?)?
Or it's especially expensive?

Who has the best value? Service?

What are things to watch out for? Exclusions for cruising area, etc.

Thanks.
 

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Discussion Starter · #4 ·
I have a Seidelmann 25 on Lake Lanier (N. GA.) but I'm interested in a coastal boat. I've been looking at old C&C 3X's. ($15k-$25k range)

Just trying to get a handle on what to expect on survey, dock fees, insurance and the cost of money (loan rates). Seems like it should be a good time to buy if associated costs are reasonable.
Thanks.
 

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Discussion Starter · #6 ·
Very helpful info

Thanks for all the good info. I figured there were probably special considerations for coastal boats (like the 75 mile limit). I guess you pay extra if you plan to cruise the Bahamas (or more distant places)?
 

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Discussion Starter · #16 ·
Like the original poster, getting all my ducks in a row. Getting a 26ft. and surprised to find the premiums were lower than I thought for a smaller fresh water boat in the midwest.
 
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