Ncountry...it has been some time since I used them. They were good when I was sailing on the coast and Bahamas and took care of claims VERY well. You have to really sit down and compare the coverage of policies to compare price. I always thought that they were fair.
IMIS sells policies to bluewater cruisers and works with various independent marine insurers to tailor a policy to your needs, experience and cruising grounds. They were "INCREDIBLY good to us after Ivan in Grenada and FAR better than how our fellow boaters were treated by their cheaper policies.