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The survey is going to be the big factor, very few purchases fail at the sea-trial stage as at that point you already have close to $1g invested (traveling to and fro, survey....). You will likely already be familiar with the handling of the boat from other reviews. You have done your research so you will know that the shoal keel version doesn't point as well..... really the test drive is more of a formality other than being able to run up the engine and make sure it is good, but even that can be done on the hard if you really want too. On the other hand, you could wait until the good weather, then if you find a boat, you can pay to have it hauled and inspected... either way, you incur expenses.
 
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