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IMHO, if the boat is already on the hard, you can't really buy until spring. The boat really does need to be splashed so the engine can be tested. Sure, you can run it on the hard, but you can't put the engine under load, and you can't really test the transmission.

You can try some sore of escrow deal, but if I were selling a boat, I would not bother. In that case the seller takes all the risk and gets no real benefit.

OTOH, if you can find a boat still in the water, you can easily get the owner to take off a good chuck of change that would otherwise go to haul and store costs. THat's what I did about this time in 2006.

Good luck,
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