A learning curve for me. I called my insurance co. about a real nice 35 ft. boat, 1978 and a real nice 1985. Double the premium for the 78, with limitations, and they limited how much they would cover. Living in NC didn't help either. Every year the premium will go up and the coverage down with older boats. I was going to offer what they would cover (this was before I talked to the insur. co.) but now alot less. This will also effect a loan. Bigger downpay in this economy. The older the boat and the more you put into it the more you lose when you sell it. But I guess thats the way it always works. I'm going to tell the broker this and hope the owners understand so I can get the boat. Am I missing anything or is this just boating reality? And theres nothing wrong with my speeling.