Joined
·
620 Posts
Hi Guys -
I just learned that my new I (to me) boat was struck by lightening 2 days ago. Among the things that I know were damaged were the VHF (powers up but not functional), the Radar scanner, the electrosan marine sanitation processor, one of the electrical bilge pumps and, teh air conditioning unit. The anenometer was blown off too and the masthead is obviously suspect. ALso suspect is the battery charger which appears to be working but not regulation the charge.
My question(s): have any of you been through this from an insurance claim perspective? What things should be considered that might not be immediately apparent? Standing rigging? Is taht an absolute "must replace" after a strike and will the insurers agree? How about the mast wiring? What problems might be lying concealed that I need to find prior to filing (or finalizing) a claim?
Thanks!
I just learned that my new I (to me) boat was struck by lightening 2 days ago. Among the things that I know were damaged were the VHF (powers up but not functional), the Radar scanner, the electrosan marine sanitation processor, one of the electrical bilge pumps and, teh air conditioning unit. The anenometer was blown off too and the masthead is obviously suspect. ALso suspect is the battery charger which appears to be working but not regulation the charge.
My question(s): have any of you been through this from an insurance claim perspective? What things should be considered that might not be immediately apparent? Standing rigging? Is taht an absolute "must replace" after a strike and will the insurers agree? How about the mast wiring? What problems might be lying concealed that I need to find prior to filing (or finalizing) a claim?
Thanks!