SailNet Community banner

1 - 20 of 275 Posts

·
Registered
Joined
·
994 Posts
Discussion Starter #1
I am wondering whether there is someone out there near MD with a boat that is going to waste due to, perhaps, just a busy lifestyle. Maybe that person could afford to pay it forward, so to speak, to a family in need. My husband, toddlers and i live aboard a 27 foot boat. It is very old, but we love it more than any life on land. It is a long story as to how we arrived here, but we are grateful to have a roof over our heads and our family intact. We can no longer use our credit, as we lost everything during bad times. The important thing is that we are together and happy, yet the harsh reality remains that our old boat is just that. Our transom is rotting and our core is definitely wet with all of our leaks. We can no longer move the boat because it puts too much stress on the transom, causing water to come in rapidly. If we could get any type of loan we would be fine, but as i said, we no longer have that luxury. We cannot even get a loan to replace our dilapidated vehicles which are on their last legs. Call me crazy or what you will for this post, but I am just a mother and wife trying to save her family. My husband works hard to take care of us, but as many of you may know, when you sink down into a hole financially, it can be nearly impossible to get back out again. If our home ends up at the bottom of the drink, we will truly have nothing left. If you can be of any help at all, it would be appreciated more than you will ever know. Thanks for reading this post. I can only hope for a miracle.
 

·
Telstar 28
Joined
·
993 Posts
Exactly what are you looking for? A free boat??? Help fixing the boat you have?? Just curious, what kind of boat are you, your husband and the toddlers living aboard currently? How did it get into such bad shape—certainly that did not happen overnight? Why did you not address the issue prior to it becoming such an issue, especially given that this boat is also your home??
 

·
Picnic Sailor
Moody 425
Joined
·
2,169 Posts
Im sorry to hear that things are that bad for you all at the moment.

I wish I could do something but I am on the other side of the world to you and so unfortunately of no practical help at all. You and your family though will be in my thoughts and prayers.
 

·
Registered
Joined
·
23 Posts
I am wondering whether there is someone out there near MD with a boat that is going to waste due to, perhaps, just a busy lifestyle. Maybe that person could afford to pay it forward, so to speak, to a family in need. My husband, toddlers and i live aboard a 27 foot boat. It is very old, but we love it more than any life on land. It is a long story as to how we arrived here, but we are grateful to have a roof over our heads and our family intact. We can no longer use our credit, as we lost everything during bad times. The important thing is that we are together and happy, yet the harsh reality remains that our old boat is just that. Our transom is rotting and our core is definitely wet with all of our leaks. We can no longer move the boat because it puts too much stress on the transom, causing water to come in rapidly. If we could get any type of loan we would be fine, but as i said, we no longer have that luxury. We cannot even get a loan to replace our dilapidated vehicles which are on their last legs. Call me crazy or what you will for this post, but I am just a mother and wife trying to save her family. My husband works hard to take care of us, but as many of you may know, when you sink down into a hole financially, it can be nearly impossible to get back out again. If our home ends up at the bottom of the drink, we will truly have nothing left. If you can be of any help at all, it would be appreciated more than you will ever know. Thanks for reading this post. I can only hope for a miracle.

Sorry I am in Florida on my boat with my 12 y/o daughter wish I could help,God Bless Keep the faith
 

·
Registered
Joined
·
63 Posts
Check Craigslist often and also have a look at goodoldboat.com sometimes boats come up for next to nothing or even free

Just some practical advice....

If you are really on hard times then on-the-water is the last place you want to be with kids - even if you love the "lifestyle." Lifestyle is something to think about when necessity has bean dealt with.
I'm not being judgmental at all - just offering another point of view - As much as I love my boat, if it were not in good shape I would not risk something happening to my family in it - I'd rather be in a camper where the worst that can happen is that I get wet - as opposed to drown.

Best of luck and I hope that the hard times come to an end soon

Tom
 

·
Big Chicken Baby
Joined
·
410 Posts
I am very sorry to hear that you are undergoing hard times. I understand as I have been there- really. It sucks and with young kids, its even worse. I know this from first hand experience.

That being said, when you truly are in hard times and you want to save your family, the first thing you have to do to move forward is to cut your lifestyle. I know you love it, but I also liked having my little house, cable, internet and food. I had to cut back to no cable, no internet, a one room apartment and working 80+ hours a week as a single mom. I did this for four years and it sucked- big time but my kids were well cared for and it was absolutely necessary. Now we are able to think about what type of lifestyle we would "love".

I'm not trying to beat you up, I'm trying to offer you hope. You are not trying to save your family, you are trying to save your lifestyle- big difference and you shouldn't lose site of this. Your family will remain intact whether you are on a boat or living in an apartment planning to live on a boat in the future. If you can not make your boat livable and safe, sell it. Make a plan to move ashore until things improve. Work hard, live frugally and save. If you do this, you will eventually get to move back on to the water in a boat which is fit for purpose. Yes, it will be hard but the things we work hard and suffer for are the things which have the most value.

Wishing you all the best.
 

·
Telstar 28
Joined
·
993 Posts
very well said Mimsy. :) Pretty wise for a leadmine owner. :) :p :D
I am very sorry to hear that you are undergoing hard times. I understand as I have been there- really. It sucks and with young kids, its even worse. I know this from first hand experience.

That being said, when you truly are in hard times and you want to save your family, the first thing you have to do to move forward is to cut your lifestyle. I know you love it, but I also liked having my little house, cable, internet and food. I had to cut back to no cable, no internet, a one room apartment and working 80+ hours a week as a single mom. I did this for four years and it sucked- big time but my kids were well cared for and it was absolutely necessary. Now we are able to think about what type of lifestyle we would "love".

I'm not trying to beat you up, I'm trying to offer you hope. You are not trying to save your family, you are trying to save your lifestyle- big difference and you shouldn't lose site of this. Your family will remain intact whether you are on a boat or living in an apartment planning to live on a boat in the future. If you can not make your boat livable and safe, sell it. Make a plan to move ashore until things improve. Work hard, live frugally and save. If you do this, you will eventually get to move back on to the water in a boat which is fit for purpose. Yes, it will be hard but the things we work hard and suffer for are the things which have the most value.

Wishing you all the best.
 

·
Registered
Joined
·
994 Posts
Discussion Starter #8
Tiara's Reply

Let me first say that I am not trying to save a "lifestyle". My family hit hard financial times. Our cars were repossessed, our home foreclosed, etc. We moved so that my husband could start at another job. We cannot afford rent in this area so the cheapest thing is to live aboard. We survive much cheaper than any apartment would ever allow. Living on land would be four or five times more expensive here, at least. Secondly, we bought this boat with the only bit of money we had, because we couldn't afford an apartment. We knew nothing about boats and were told that the boat was in good shape by the previous owner. We believed him, in part because we were living in a tent and we needed a roof over our heads. That is why this issue with the transom exists. We didn't know the boat was going bad, but we needed somewhere to live.
We certainly aren't living an exotic lifestyle, and cannot live any more frugally than we already do, so that is not an option. We do not eat out or go out or anything. We get groceries each week and that is it. Please do not assume that I am just someone who doesn't want to give up some glamorous lifestyle. We live in a space as big as some people's bathrooms. We have lost everything and are only trying to get by.
 

·
Owner, Green Bay Packers
Joined
·
1,000 Posts
While I understand your situation and your motivations, I would reinforce the points made above and offer the advise that any boat is going to be more expensive to maintain than any accommodation on shore. Absent the ability to maintain it's insatiable needs, any boat will soon assume the condition of the one you now reside upon. In my opinion, you would be far better served by even a motorhome in even dilapidated condition.
 

·
55,000nm 2X South Pacific
Joined
·
24 Posts
I think you are looking for a boat/home and not a bunch of free advice/opinions.

This said I think I can help you out. I know of a boat that is 29.5' has a refer, running diesel engine, sails, radar, etc. It's not clean or tidy at the moment, but until the owner died it was well maintained. Since it's been stored on the hard and even has a fresh coat of bottom paint. It's located in CT and you could probably get it for next to free and with your story likely free. I'll provide you info on how to get in contact with the owner. Send me an email or PM or check out my website for other contact options.
 

·
Registered
Joined
·
991 Posts
People who say that living aboard is more expensive than living on land need to take a look at the numbers.

Seattle Area: Cheapest room in a co-op house: $399 + utilities

Liveaboard Moorage: $350 incl utilities

So... as much as you think that you are giving good advice about the moving onto land part, you may not be!

I really hope you get the new/free boat! I was raised in a trailer, and I turned out okay!
 

·
Picnic Sailor
Moody 425
Joined
·
2,169 Posts
People who say that living aboard is more expensive than living on land need to take a look at the numbers.

Seattle Area: Cheapest room in a co-op house: $399 + utilities

Liveaboard Moorage: $350 incl utilities

So... as much as you think that you are giving good advice about the moving onto land part, you may not be!
Tager, If only it was as easy as just paying moorage buddy......

Respectfully, I think your talking crap. The point the 'people' above are making are that boats are maintenance intensive.......this means a continued outlay of money.

You don't just get to 'live' on a boat....
 

·
Banned
Joined
·
5,006 Posts
I think living on a boat can be inexpensive, but it means doing a lot of work yourself, which very few people actually do - people say they want to do things themselves, even read up on how to do it themselves, even waste money buying tools to do it themselves, but then when the day comes most people will find some lame excuse not to do it and pay the $$$$$$$.

You CAN find a sand bar and wait for the tide to go out, careen your boat over and get your ass out there and work on the bottom without ever handing anybody a single zinc penny to do anything for you, but its a rare and salty sailor who will actually do that. In the end, most will pay the $$$$$$$ and have the boat put on the hard for them, or even pay someone else to do the work for them - you pay for every one of those little conveniences, and in boat world you often pay BIG.
 

·
Telstar 28
Joined
·
993 Posts
Liveaboard dock space is far more expensive than that where I'm living... The minimum is about $100 per foot for a six month season... and a 30' boat would cost $500 per month plus utilities and insurance. In most marinas, at least around here, you can't keep a boat there unless you have at least $100,000 in insurance. Then there's the liveaboard fee... which varies. Then you have to figure out what to do for the winter—as few marinas allow winter liveaboards, if they're even open in the winter.

No, living on a boat is not the inexpensive way out, unless you're living on a mooring or at anchor. With four people, two who are children, that is probably not a great solution.

People who say that living aboard is more expensive than living on land need to take a look at the numbers.

Seattle Area: Cheapest room in a co-op house: $399 + utilities

Liveaboard Moorage: $350 incl utilities

So... as much as you think that you are giving good advice about the moving onto land part, you may not be!

I really hope you get the new/free boat! I was raised in a trailer, and I turned out okay!
 

·
Registered
Joined
·
134 Posts
$45. to $ 69/ foot in season where I am. If you moor in state waters, there is no fee, and you row or motor a ding.

Regardless, seems that discussion is another thread. Over the years, I know many people who have been gifted boats. However you've reached your decision, I wish you and your family well.
 

·
Big Chicken Baby
Joined
·
410 Posts
I wasn't trying to say you were living an extravagant lifestyle, but the cost of maintaining a boat and the insurance required by marinas is what kills most budgets. If you are sailing anywhere near other people, you need to have liability at the minimum to protect yourself. That's not a luxury in the US, that's a necessity. People here are ridiculoulsy litigious. I would think an RV or trailer could be had for far less maintainence costs.

If you end up getting a gift boat, God bless and take care. I just hope that you don't find yourself in a similar situation due to a lack of maintainence in a couple years time. I want to see you and your family move ahead, not tread water. It can be done, it just sucks big time when you are in the midst of it.
 

·
Registered
Joined
·
994 Posts
Discussion Starter #19
We have done plenty of work on this boat ourselves already.We are eager to learn and have had good times fixing things together. We have put some money into the boat and are good about keeping up with what it needs, however, the leaking transom means that in turn, our core is probably wet and would require either the inside or the outside of the boat to be ripped apart for a whole overhaul. Another boat does not mean that it would end up being junk in the long run because we do take care of things. It just so happens that this problem is far too expensive. I realize that people are trying to give good advice as far as moving to land, but these same people don't realize how cheap it is to live on the water. Even with insurance and slip fees, we don't pay much at all/ Rent in this area runs between 1600 and $2000 a month. Slip and insurance and electric costs us only 500 a month. So you can see that an apartment would not be within our reach. Now, before anyone tells me that we should live somewhere cheaper, let me say that there are not a lot of companies in my husband's line of work, so we go where the job is.
 

·
Registered
Joined
·
994 Posts
Discussion Starter #20
A lot of the work we do for the boat doesn't cost us anything anyways, because my husband does a lot of things himself, as far as zincs go, and other things under the water. Even with maintenance, it is really cheap, and that was what we needed. Owning a house only gaurantees that someday the roof will need replaced, the water heater will go, etc. We have already been there and done those things. Believe me when i say that this is cheaper, unless of course you have a 60 footer, two deckhands and a boat yard to pay every time you need to pull it.
 
1 - 20 of 275 Posts
Top