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Senior Pirate
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Remember that when wind speed doubles, the actual force upon sails and rigging quadruples. As Saildog as repeatedly mentioned, Catamaran rigs can't unload as wind speed increases as the boats don't heel, whereas mono's are able to spill the wind from their sails by heeling.

My mantra is to always reef early.

Rigs in general must be inspected from time to time as wire rigging will fatigue over time.

In general, there is no difference in disaster incidents or insurance claims between multihulls and monohulls. There's a multihull sailor who worked for the NTSB who posted this in the SSCA message boards where this is fairly well documented. The real issue is when a monohull sinks, it disappears. When a cat or a tri goes over it turns out to be a great photo op, as the boats float and the crew generally survives.
 
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