First post here so want to say Hi to you all. About 15yrs ago I rented a small little 12 or 15 sailboat and spent all day out put-zing around a lake. Ever since I have dreamed of owning and basically living on a sailboat. Now, at 48yrs old I have gotten myself down to only having 1 more bill to payoff and I will be completely debt free. That liberation is what is going to help make my dream a reality. I am not wealthy by any stretch of the imagination, no pension, but when I hit that 100% debt mark I have all intentions of selling my house and making my dream a reality. I can only hope that I don't drive you all crazy asking questions and learning.
Jim
Jim