I am in the process of buying a used boat to start sailing. In the discussions posted, members refer to the PHRF rating of the craft. WHat does PHRF mean and where can I find the ratings for the boats I am now considering. Currently I am looking at an O''Day 272, Capri 26 and a Catalina 27, oh, and also a C&C 26. The boat will be used primarily for weekend cruising and a get-away. At this point I plan on learning with what I buy now and selling in a year or two and moving to something that has more performance. I would appreciate any assistance you can give me.