When I talk to people at the docks I am always astounded at how many people do not understand their battery system at all! It's no wonder so many people think it is normal to replace a battery bank every 5 years!
You're right about the general lack of understanding. No doubt we were all there at one point. Batteries used to give me a headache.
There is, however, another way to look at the 5 yr replacement window. As the informed realize, there is a correlation between the depth of discharge of a lead acid battery and the number of times it will take a charge. The accepted limit of 50% isn't really a magic number, it's just considered an acceptable trade off. If one were to manage to only discharge 20% of capacity, as an example, the battery would accept substantially more recharge cycles. Many folks spend money on extra batteries, or on passive charging systems (solar/wind), and this is ultimately the effect. Longer longevity, due to much more shallow discharge levels. However, at a price. In theory, replacing half the number of batteries every 5 years, is no different than twice as many every 10 years.
Of course, there are many other factors at play too. Some boats are more or less power hungry or are space limited and can't add bigger banks. Some chemistries, like AGM, must get to a good full charge to insure service life, not solely mange discharge levels. And the headache ensues.