A Beneteau 36 is a non-trivial boat for a beginner. Something that large, and he needs to be sure it's what he wants. I would really recommend going month-to-month with an apartment, getting in touch with some sailors in the area, and try to get permission to bunk over the weekend (or even a week) at port to see how you like it.
If you were buying a 22 or something, I'd tell you to drop the money in a heartbeat. $75K+ isn't chump change.
If you were buying a 22 or something, I'd tell you to drop the money in a heartbeat. $75K+ isn't chump change.