[BarryL]

3- Possibly the simplest and strongest solution, install interior reinforcing and then a strong point / mooring eye down low to the waterline. Bit of a PITA to transfer the lines to it unless you keep some type of short line or bridle rigged down to it, but that gives you a strong point with nothing to chafe against it, and no need to undo and redo the current fittings, which are certainly of some use for lunch hooks.

I like this idea. Mount a mooring eye on the bow, about 1' above the water line. If a storm is forecast, move the mooring pendants from the deck down to the eye. This will require a dingy or launch to do, but if the boat is on a mooring the owner must have one or the other.

Barry