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Some nervousness/fear is a good thing..it keeps you sharp and thinking ahead...less prone to dismiss things as unimportant.
Anxiety on the other had is actually uncontrollable fear..so you have some choices to make to get it under control.

A couple might be

1)Get another boat that's not your home to sail anxiety free.
2) Insure your boat for all the agreed hull value you can get out of them so as to free up the FEAR of loosing ALL you own.

Your boat being your home I think you are smart to not compete with "Brass Balls"...A race boat itself is a toy..a hobby... not a sanctuary of protection like a live aboard boat...why would you not feel some nervousness?

My boat it a toy...I have a home..it doesn't need to play that roll...so I can disconnect myself from those loss type feelings over it...you can not unless you have the wherewithal to replace it tomorrow....Insurance will greatly ease that uncontrolled fear/anxiety to a more tolerable healthy nervous level by giving you some of that wherewithal.

Its always good to be a little nervous walking through a mind field...brass explodes too.
 
I think Nasomi has nailed it, even with insurance, there are going to be difficulties with any damage to your boat, much less loss.
Ya whatever!....I said it first....:rolleyes: :p :laugher
 
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