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Amazon's return policy depends on who is the seller (Amazon? Or a third party) and if you're a Prime member. It can range from "you pay the return, eat the postage both ways, and get a refund" from a lot of third party sellers (who have to OK the return and can set their own terms) to free return and full refund, if you're a Prime customer, bought it via Prime, and you select the right return reason (i.e. "does not match description" or "defective").
Amazon and their sellers often will make an extra accommodation if you email or call them and explain "This isn't right".

I think some of the USPowerSquadron groups also have or had programs for free loaners on infant/child life jackets, you might pick their brains to see about other options.
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