It depends on where your money is/was. Resources and mfg are down. Banks are holding pretty well. There are some good bargains out there. Land is not tanking - it is correcting but there'll never be any more of it and the demand just keeps going up and up. The condo market is getting badly damaged.really that comfortable about backsliding 5 years in their retirement plans. or having to work another 7 or 8 to get back to where they were.