I'm enjoying this discussion, as I have provoked many a rum room brawl over this exact topic.
The diagram sketched in the Scripps report is cute (thank you,
@MarkofSeaLife), but after puzzling over it for a while, I've decided it quite begs the question. The "L" line already states the effect of the current on the wave length; it does not explain why this is so. Similarly, the "H" curve merely reports what we are trying to understand without saying WHY it happens. The plot I was hoping to find is one that juxtaposes two "H" curves -- one with increasing current, and one with increasing wind of the opposite direction.
Alas, that is not what the good professor’s sketch shows. In fact, the sketch does not show “current contraire” to the “wind”. It fails to mention “wind” anywhere. Along with hints from
@Mark, I infer that the current is “contraire to the wave train”. This is quite an eye-opener, as it completely shifts the question.
@MastUndSchotbruch phrased the question as “Why is wind against current a problem?”, and I (along with many others) have long been sucked into that framing of the issue.
As long as the question is “Why is wind against current a problem?”, I completely agree with
@Barquito that 2 knots of wind in one direction should have the same effect as 2 knots of current in the other. This has been my conundrum for years.
But that appears NOT to be the issue. The phenomenon we are puzzled by is the collision between a current and a wave train. The wind could suddenly die and still the steep short wave action would persist for hours or days — until the wave train finally dissipates.
Furthermore, I suspect that the current has to be quite narrow compared to the wave train for this phenomenon to show up. If a local wind creates a north-bound wave train atop a 300-mile-wide area of ocean already marching south, I will claim that the steep wave action does not occur. So the question may change again, this time into: “Why is a (wide) wave train against a (narrow) current a problem?”
This helps me a lot. But I still don’t have a grasp of how momentum is being transferred vertically in the waves. And I think now I also have to grasp how momentum is being transferred laterally along the waves at the edge of the current. Aaaaargh!