At first glance I would say you are undercapitalized by a factor 2-3. What is your intended route? Via the great capes or the coconut run? Why only hold your relationship together for only two ocean crossings? Why not for the entire trip? Given your entire budget, a separate shower stall is academic as you most likely won’t have the fresh water to spare for showering anyways. Where are planning to start out from? Cali? We might be bumping into each other either in Mexico or Tahiti. You may also want to consider a Nordic 40 (or 44), J40, Sabre 409/42 or the Farr designed Beneteau 40.7.